• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis notice due to non personal usage Magnus

Should I share the invoices to see if they do accept it or just let 30 days end and close the card?
Send invoice as it is if they r satisfied they will unlock u
But the monthly amounts what u mentioned are at huge if looking at a quarter or half year do probably they won’t get convinced
 
Wait till new card is activated.
Activated like? The number is reflecting in the app. Should I wait for it to get delivered physically or try doing a transaction?

Send invoice as it is if they r satisfied they will unlock u
But the monthly amounts what u mentioned are at huge if looking at a quarter or half year do probably they won’t get convinced
That is there. Maybe I will try to tell them that the business account is also linked to the same customer ID as my SB account as as it is a proprietorship, some business transactions might have reflected on this card.


Btw any decent replacement card suggestions for such high usage? I have Yes Reserv but limit is low.
 
Activated like? The number is reflecting in the app. Should I wait for it to get delivered physically or try doing a transaction?


That is there. Maybe I will try to tell them that the business account is also linked to the same customer ID as my SB account as as it is a proprietorship, some business transactions might have reflected on this card.


Btw any decent replacement card suggestions for such high usage? I have Yes Reserv but limit is low.
For such proprietary usage better to stay away from Axis Bank any day they will block
Try bob eterna less in vigilant but check whether ur spend mcc get reward under eterna
 
Activated like? The number is reflecting in the app. Should I wait for it to get delivered physically or try doing a transaction?


That is there. Maybe I will try to tell them that the business account is also linked to the same customer ID as my SB account as as it is a proprietorship, some business transactions might have reflected on this card.


Btw any decent replacement card suggestions for such high usage? I have Yes Reserv but limit is low.
Yes, enable transactions, set pin and do a transaction and then try.
 
For such proprietary usage better to stay away from Axis Bank any day they will block
Try bob eterna less in vigilant but check whether ur spend mcc get reward under eterna

Seems BOB also does block high transactions as discussed in other thread.
They block wallet mcc if they suspect abuse. They don’t tell that. Instead they say they don’t allow wallet for all customers. However that is a lie. I tried Wallet load and it works.

Now I suspect that they cancel rewards program for some customers. I might be one of them. I don’t see reward points for any transaction (including Amazon). I am fine with this but they don’t tell the real reason.

Based on my experience, any large transaction within 90 days of card issue is a red flag. For example, don’t pay large bills (>10k) or buy an iPhone for a lakh.
 
Seems BOB also does block high transactions as discussed in other thread.

every bank do that. personal cards are meant to use personal spends only.

your personal ad helps your business that comes business spends. your personal electricity may run that shop, that also comes business spends.

Ideally personal spends means a normal household spends, nothing should link to shop or business or GST etc.
 
Seems BOB also does block high transactions as discussed in other thread.
BOB does not block after one year. Never play with BOB for first year (mainly first 6 months). I was earning zero rewards after the block but once I replaced the card, everything was ok.
Another tip for BOB : Never use the primary card. Get add on card and use them. If primary card is blocked or changed, the rewards system link fails and they are not able to fix it. Only solution is to replace the card.
 
BOB does not block after one year. Never play with BOB for first year (mainly first 6 months). I was earning zero rewards after the block but once I replaced the card, everything was ok.
Another tip for BOB : Never use the primary card. Get add on card and use them. If primary card is blocked or changed, the rewards system link fails and they are not able to fix it. Only solution is to replace the card.
Thank you for the tips. What is the reward % for eterna? Couldn't find detailed reviews for the card.
 
Points now stuck are 1.05L (bonus points added) :/
Need some way to redeem them or going to feel pretty bad about losing so many points 🙁
 
Do not use personal card for business transactions. Sooner or later it might haunt you regardless of the bank.

AmEx OR business cards like HDFC BizBlack should be your preferred way.
 
Do not use personal card for business transactions. Sooner or later it might haunt you regardless of the bank.

AmEx OR business cards like HDFC BizBlack should be your preferred way.
Yes I'm trying to figure out a decent business card. Amex doesn't work on ad platforms. IDFC had a card that says it'd give 2x on ad spends but some users have stated they haven't any points from idfc.
Any other decent suggestions that can be taken without opening a current AC with other banks?
 
Not sure about the ethicacy of this thread.
Actually people are aiding illigal activities, which might get us, the technofino community forum in legal trouble.
 
Not sure about the ethicacy of this thread.
Actually people are aiding illigal activities, which might get us, the technofino community forum in legal trouble.
lol no. And OP isn't even doing anything illegal. Just used his personal card for business transactions, which you cannot be charged for by the law.
 
Back
Top