Axis Olympus vs Axis Atlas - Which one to get?

[theboogeyman]

I think this is a decent plan. I hold an atlas as my primary card, and I am pretty satisfied with it. But I am also planning to pick the olympus this year if it comes, as I have a couple of international trips and flight bookings, and olympus will help me fetch a better return there. I honestly do not mind holding on to both the cards together, I will use atlas as my primary card and use Olympus for international spends and its lifestyle benefits.

My plan is exactly same as yours!

 

[drvenkat]

In the below post i will classify atlas edge miles as atlas miles and Olympus edge miles as Olympus miles as transfer ratio is different to avoid confusion.

Non-Spend-Based Benefits Comparison:​

Feature	Axis Atlas Card	Axis Olympus Card
Joining Fee	INR 5,000 + GST	INR 20,000 + GST
Welcome Benefit	2,500 or 5,000 Atlas Miles (depends on card issuance date)	Taj/ITC hotel voucher worth INR 10,000 + 2,500 Olympus Miles
Annual Benefit	No specific hotel voucher	Taj/ITC hotel voucher worth INR 10,000 + 2,500 Olympus Miles
Lounge Access	Domestic and international lounge access	Unlimited domestic lounges + 10 guest visits, international Priority Pass lounges
Golf Benefits	Not included	8 complimentary domestic golf rounds/lessons + additional rounds based on spend
Concierge and Airport Transfer	Not included	Complimentary concierge and 2 airport transfers per year
Complimentary Stay	Not included	3rd night free with 3 consecutive nights at select hotels
Taj Epicure Membership	Not included	Complimentary with 25% savings on dining, stays, and spa

Spend-Based Benefits Comparison:​

Spend Type	Axis Atlas Card	Axis Olympus Card
Domestic Spend	2 Atlas Miles per INR 100 spent	1 Olympus Mile per INR 100 spent
International Spend	2 Atlas Miles per INR 100 spent	2 Olympus Miles per INR 100 spent
Conversion Rate	1 Atlas Mile = 2 Partner Points (Accor or Avios)	1 Olympus Mile = 4 Partner Points (Accor or Avios)

Spend Example: Domestic Spend Comparison​

Example for INR 1,00,000 Domestic Spend:

Card	Miles Earned	Conversion Rate to Partner Points	Total Partner Points	Value in Accor Points (INR)	Value in Avios (INR)
Axis Atlas	2,000 Atlas Miles	1 Atlas Mile = 2 Points	4,000 Points	INR 7,200 (Accor)	INR 5,200 (Avios)
Axis Olympus	1,000 Olympus Miles	1 Olympus Mile = 4 Points	4,000 Points	INR 7,200 (Accor)	INR 5,200 (Avios)

​

Spend Example: International Spend Comparison​

Example for INR 1,00,000 International Spend:

Card	Miles Earned	Partner Points	Value in Accor Points (INR)	Value in Avios (INR)	Forex Rate (%)	Forex Charge (INR)	Total Cost (INR, with Forex)	Net Reward Rate with Accor (%)	Net Reward Rate with Avios (%)
Axis Atlas	2,000 Atlas Miles	4,000 Points	INR 7,200	INR 5,200	4.13%	INR 4,130	INR 1,04,130	6.91%	4.99%
Axis Olympus	2,000 Olympus Miles	8,000 Points	INR 14,400	INR 10,400	2.12%	INR 2,120	INR 1,02,120	14.10%	10.18%

Key Takeaways:​

1. International Spend: The Olympus Card clearly offers better rewards for international spending, with double the partner points compared to the Atlas Card (due to the 1:4 conversion).
2. Domestic Spend: Both cards offer 4,000 partner points for domestic spending on INR 1,00,000, but the Atlas card has milestone benefits which will in return earn more miles.
3. Non-Spend Benefits: The Olympus Card offers significantly more premium benefits like Taj Epicure membership, Hotels 3+1, golf rounds, and airport concierge services, unlimited lounges , making it suitable for premium travelers.

lost interest in axis card

 

[theboogeyman]

lost interest in axis card

its fine, but still axis is one of the best in reward rate. it lacks stability though

 

[ravikumar]

Olympus card features look interesting, but it is Axis, how long they continue them is the question.