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Axis Select vs Axis Privilege, Which one to choose ?

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realjayt

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Hi. I opened a priority account today and the RM told me I could get one of these as LTF. This will be my third Axis card so I need to choose one. I don’t really have plans for international travel so which one is more rewarding?

I’ve considered BMS BoGo so that’s making me wanna select “Select” but GV at 6250 edge reward points also sound tempting. Help me decide?
 

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Yes. It's a great return.
I didn't have the Myncash on my account 😅
Being an icon member already i got 3x supercoins.

Redeeming supercash on hotels via Cleartrip for 100% redemption 😉

S S V said:
Yes , 100 % profit on Samsung infinite

Here, I used my Myncash to get 10% off on the Gold Bar which means I got the Gold Bar at market price..


Thank you for letting me know about this buying Gold option in Myntra.. I never looked into it before. Because of you only I bought this.
Thanks again…

Now I maximised the return (@.40) on my Edge Rewards points by converting them into Myntra Multi brand voucher. and used Myncash to get the Gold @ market rate and suddenly shot up to Myntra insider Icon which give me 3% super coins for all my future Myntra purchases…
Excellent result for me… Thanks again…

View attachment 35133


View attachment 35134
Click to expand...
. I've been
 
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They frequently give these promotional myncash....but never seen such large amount myself too... although I have got 100,200,250 etc many times.

And yes a thumbs up to privilege card. Only due to this reward redemption only not closing it as renewal is due next month and I haven't spend half the milestone
 
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vivdwive said:
They frequently give these promotional myncash....but never seen such large amount myself too... although I have got 100,200,250 etc many times.

And yes a thumbs up to privilege card. Only due to this reward redemption only not closing it as renewal is due next month and I haven't spend half the milestone
Click to expand...

I was also surprised to see 10K myncash.. ( initially I thought it was a BNPL facility).
I rarely use Myntra.. not a big spender at all...
 
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jainjain8396 said:
Yes. It's a great return.
I didn't have the Myncash on my account 😅
Being an icon member already i got 3x supercoins.

Redeeming supercash on hotels via Cleartrip for 100% redemption 😉


. I've been
Click to expand...
vivdwive said:
They frequently give these promotional myncash....but never seen such large amount myself too... although I have got 100,200,250 etc many times.

And yes a thumbs up to privilege card. Only due to this reward redemption only not closing it as renewal is due next month and I haven't spend half the milestone
Click to expand...
S S V said:
I was also surprised to see 10K myncash.. ( initially I thought it was a BNPL facility).
I rarely use Myntra.. not a big spender at all...
Click to expand...

Now, I know why I got 10K promotional Myncash...

I bought the following Arrow suit using the Privilige Card welcome benefits ERs thru Myntra voucher about 3months back..
They might have thought I am a BIG customer and gave me 10 K Myncash... I think this Privilige card brought me good charm... I will keep this baby , already spent 2L on this anyway...


1690969089770-png.24783
 
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vivdwive said:
And yes a thumbs up to privilege card. Only due to this reward redemption only not closing it as renewal is due next month and I haven't spend half the milestone
Click to expand...

Yes, main USP of Privilige card is : Multi brand voucher with Myntra option available.. otherwise it should be in the bin..
 
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S S V said:
Yes, main USP of Privilige card is : Multi brand voucher with Myntra option available.. otherwise it should be in the drain..
Click to expand...
But still, effective cashback reward rate on spends is 2% with privilege card, so nothing to get crazy abt it. Through multi-brand vouchers, you are increasing the reward rate from 1% to 2%. This card is only useful when you have edge rewards points flowing in from some other source/card. I will seldom use this card for any spends just for the 2% voucher reward rate, for this there are better cards in market
 
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S S V said:
I think I found the reason.. Look at above posts...
Click to expand...
Nah i don't think so, purcashing a suit wont make you a BIG myntra customer. Even I purchased around 50k worth items in a month on myntra once. But they never credited me any promo cash.
May be i guess they want you to purchase new goggles with different color shade.
 
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jainjain8396 said:
Yes. It's a great return.
I didn't have the Myncash on my account 😅
Being an icon member already i got 3x supercoins.

Redeeming supercash on hotels via Cleartrip for 100% redemption 😉


. I've been
Click to expand...
vivdwive said:
They frequently give these promotional myncash....but never seen such large amount myself too... although I have got 100,200,250 etc many times.

And yes a thumbs up to privilege card. Only due to this reward redemption only not closing it as renewal is due next month and I haven't spend half the milestone
Click to expand...
I have gladly obliged to use 10K Myncash offered to me by Myntra by buying gold bars..
I actually bought Gold for lesser than market price because of this Myncash..

To start with I believe I got this 10K myncash for my purchase of Arrow suit @5100 (original price 11,000)..
So for 5K purchase I got 10K myncash..
A very very good deal..
Without @jainjain8396 's advice I would not have gone to Myntra to buy Gold and could not have known that I actually got 10 K Myncash....

Thanks a lot @jainjain8396 for your advice... Now I learnt a better way to utilise Myntra vouchers from Privilige Card usage....

1700339595677.png
 
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S S V said:
I have gladly obliged to use 10K Myncash offered to me by Myntra in buying gold bars..
I actually bought Gold for lesser than market price because of this Myncash..

To start with I believe I got this 10K myncash for my purchase of Arrow suit @5100 (original price 11,000)..
So for 5K purchase I got 10K myncash..
A very very good deal..
Without @jainjain8396 's advice I would not have gone to Myntra to buy Gold and could not have known that I actually got 10 K Myncash....

Thanks a lot @jainjain8396 for your advice... Now I learnt a better way to utilise Myntra vouchers from Privilige Card usage....

View attachment 35193
Click to expand...
Thanks for your mention. Let's keep helping each other.
 
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I currently hold privilege (6.5l limit) (along with fk and ace), contacted them for confirming if my nps transaction is eligible for cashback in ace(which they denied), but offering me upgrade from privilege to select/samsung/atlas/magnus(as per them I have a very high cc limit 😝).
I have almost nil use for traveling or lounge as working from home.Heavy online shopper, will it make sense to upgrade from privilege and leave myntra redemption?
Any further questions or suggestions are welcomed.
 
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prateekm03 said:
I currently hold privilege (6.5l limit) (along with fk and ace), contacted them for confirming if my nps transaction is eligible for cashback in ace(which they denied), but offering me upgrade from privilege to select/samsung/atlas/magnus(as per them I have a very high cc limit 😝).
I have almost nil use for traveling or lounge as working from home.Heavy online shopper, will it make sense to upgrade from privilege and leave myntra redemption?
Any further questions or suggestions are welcomed.
Click to expand...
If your spends consists of domestic online shopping, you need privilige CC.. for better redemption ..
 
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prateekm03 said:
This is what I am thinking, so for now staying with privilege is best!
Click to expand...
Yes ..for redemption of ERs there are two strategies

1) Having Privilige
or
2) Maguns / Magnus Burgundy...

In the first option, collect ERs using any card(s) and redeem for Multibrand voucher

In the second option, redeem for 5:2 or 5:4 as applicable...

This is how we need to play this AXIS game...
 
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S S V said:
Yes ..for redemption of ERs there are two strategies

1) Having Privilige
or
2) Maguns / Magnus Burgundy...

In the first option, collect ERs using any card(s) and redeem for Multibrand voucher

In the second option, redeem for 5:2 or 5:4 as applicable...

This is how we need play this AXIS game...
Click to expand...
Oh.. damn I will apply for privilege card then.. it's pre approved for me as salary account.
Better way to spend points earned on select card.
 
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prateekm03 said:
This is what I am thinking, so for now staying with privilege is best!
Click to expand...

domestic online shopping - stanc manhattan 5% (some outlets available in Gyftr, use online cards which provides extra rewards).

not useful both select and privilege with that fee and waiver criteria. Apply only if using those ER for miles transfer, not for multibrand voucher. If LTF, no complaints.
 
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