Bank Account for Maid from Different State - Query

[ObliviousAlive]

Bank Account for Maid from Different State

Hello TechnoFino Geeks
My maid working with us full time is from another state and hence her aadhaar is from home state.
I am based out of Mumbai where she is working.
She does not have any address proof of mumbai.
Can she open a bank account here in mumbai?
Any bank which allows this Pls

Request your valuable insights pls

 

[Adityavikramsingh]

Bank Account for Maid from Different State

Hello TechnoFino Geeks
My maid working with us full time is from another state and hence her aadhaar is from home state.
I am based out of Mumbai where she is working.
She does not have any address proof of mumbai.
Can she open a bank account here in mumbai?
Any bank which allows this Pls

Request your valuable insights pls

Open kotak 811 it will open on any address without proof and also that account passbook will act as a address proof in the future if you ever need it

 

[Anupama_Jha]

Open kotak 811 it will open on any address without proof and also that account passbook will act as a address proof in the future if you ever need it

++1 perfect as per profile mentioned.

 

[Aniket]

Open kotak 811 it will open on any address without proof and also that account passbook will act as a address proof in the future if you ever need it

Mark it as the solution/ best answer.

 

[Adityavikramsingh]

++1 perfect as per profile mentioned.

Thanks for the support

 

[BVCBVC is verified member.]

Mark it as the solution/ best answer.

++1 perfect as per profile mentioned.

Marked as solution.

 

[ObliviousAlive]

Open kotak 811 it will open on any address without proof and also that account passbook will act as a address proof in the future if you ever need it

Thank you this seems to be the only feasible option.

Just wondering if SBI allows it because maid is less tech savvy and would rather prefer physical bank 🙁

 

[Adityavikramsingh]

Thank you this seems to be the only feasible option.

Just wondering if SBI allows it because maid is less tech savvy and would rather prefer physical bank 🙁

I think they don't ask for communication address proofs if you open account via vkyc but I am completely sure this work for hdfc online account opening they don't ask for communication address proof and you can select any home branch you want and it will also work as a address proof in future

 

[Adityavikramsingh]

Thank you this seems to be the only feasible option.

Just wondering if SBI allows it because maid is less tech savvy and would rather prefer physical bank 🙁

Also kotak allows physical operations in 811 account and just upgrade to 811 super for one time you will get a 25 Page checkbook and a debit card with 4 transaction at branch or 2 lakh cash deposit also you don't have to deposit 5000 every month you just won't get the cashback rest all the benifits remain including the cash deposit limit and I don't think she will need the cashback part of the account anyway and it's just a no nonsense account if she is not comfortable with vkyc they will come to your house to Open the account i think that is a huge plus

 

[rams]

SBI allows it because maid is less tech savvy and would rather prefer physical bank

SBI and most (public and private) banks used to allow this via offline. If you already have an account in a nearby branch, it makes things easier. Just make a visit to a nearby branch (of any bank) and ask. You have nothing to lose. Better to visit the bank where you already have an account.

If you really / badly need this done, contact RBI. Just takes time.

 

[Adityavikramsingh]

SBI and most (public and private) banks used to allow this via offline. If you already have an account in a nearby branch, it makes things easier. Just make a visit to a nearby branch (of any bank) and ask. You have nothing to lose. Better to visit the bank where you already have an account.

If you really / badly need this done, contact RBI. Just takes time.

Rbi doesn't help filed a same case for the same issue against canara bank but rbi just labelled it as business decision and closed the case

 

[Aniket]

Thank you this seems to be the only feasible option.

Just wondering if SBI allows it because maid is less tech savvy and would rather prefer physical bank 🙁

What do you want to mean? Kotak is a Neo bank? There's no branch in Mumbai? Kotak does allow physical/ branch banking, it's just only that no. of branches of SBI >>>Kotak, that doesn't mean Kotak is a branchless bank, or doesn't even operate in metro or big cities.

Atleast you can teach her to use UPI, majority of Indian only use it, don't need to be tech savvy for that.

You're complicating things thinking to go with SBI, it's a PSU bank, having the most customer base. UPI downtime is very common here & their customer support and physical banking experience doesn't even come close to Kotak subject to some exception.

If she don't want to VKYC then go with physical KYC ( Aadhar Biometric Authentication). Someone will visit your for the same.

However, it's your or your maid's call. Do what you think suits for her.