Bank accounts where you need to maintain 25k-75k

[Pengwings]

I currently have an indusind select account where I maintain 50k but the service is so bad, the app feels like it was made in mid 2000s and never got an update, I never get a free ticket on bookmyshow even tho it's advertised that I should get it, I want to switch to something else

Does anyone know If there are similar alternatives?

must have -
Signature visa debit card
Relationship manager
Good app
Food and entertainment offers (not that imp)

I've seen people with 10k mab get upgraded to idfc wealth account, but there's not much info on how they get it or how much you need to maintain in idfc Does anyone know anything about this? Idfc seems really good but there's not much info on them out there

 

[Sevendar@01]

I've another question to anyone who've used Axis Liberty
regarding the weekend 5% cashback on certain categories
what exactly falls under the 'Shopping' category, is it just clothing stores? are departmental stores and supermarkets also included ?

yeah i also have same question if i do grocery shopping on any departmental store or use it for fuel on weekends will i get 5% cashback and how much time does it take to credit it into my account. Is there any hack to spend 25k or look like i have spent 25k in a month to avoid monthly balance maintenance any iberty acount user who can guide would be helpful.

 

[0xpratyush]

yeah i also have same question if i do grocery shopping on any departmental store or use it for fuel on weekends will i get 5% cashback and how much time does it take to credit it into my account. Is there any hack to spend 25k or look like i have spent 25k in a month to avoid monthly balance maintenance any iberty acount user who can guide would be helpful

You can pay credit card bills through cred,mobikwik,paytm or any other apps + you can try by sending to any friends merchant qr code like paytm,phonepe or bharatpay. You just have to check if transaction is showing as p2m or not its the confirmation payment to merchant..

 

[Pengwings]

Call customer care and ask for signature select card u r eligible for free if u r account is select

Yes i already have it, I had to wait 2 months to get it because the RM was incompetent af. First i got no card with the kit, then he sent me a platinum then finally select signature, I had to call him 5 6 times to get it He tried to convince me that it's no different from platinum, idk if he was just trying to hide his mistake or they're told to do that

 

[Sevendar@01]

You can pay credit card bills through cred,mobikwik,paytm or any other apps + you can try by sending to any friends merchant qr code like paytm,phonepe or bharatpay. You just have to check if transaction is showing as p2m or not its the confirmation payment to merchant..

And what about departmental store cashback of 5% as it is not mention and how much time does it take to credit Cashback into the account

 

[krishc]

Anyone using IndusInd Max Active account here ?
Would like to know few details from practicising users perspective!
Can holding a CC (Legend, Pinnacle etc) or putting an SI like home loan EMI , gets the non maintenance charges waived ?

Also what kind of a debit card we can get ? and offers if any ?

are CC bill payments counted towards quarterly 75K spend to get the 750 voucher ? and is it given via normal process or have to raise a complaint everytime like in case of Axis Liberty ?