Bank Of Baroda BOBLITE Account

[SanJan Jayadevan]

I Recently Opend BOB Lite Account. Did This Account Take Ledger Folio Charges? What Pre Approved Offer Will I Get. I PUT 25K As Initial Funding Even Though It's A Zero Balance Account.

 

[Beyond]

No preapproved offer in PSUs. Ledger Folio Charges is applicable for large number of transactions or Current ac, not on savings

 

[praful47]

I Recently Opend BOB Lite Account. Did This Account Take Ledger Folio Charges? What Pre Approved Offer Will I Get. I PUT 25K As Initial Funding Even Though It's A Zero Balance Account.

Pre-approved loan offers nothing else

 

[SanJan Jayadevan]

No preapproved offer in PSUs. Ledger Folio Charges is applicable for large number of transactions or Current ac, not on savings

Are you sure there's no folio charges for SB Account. I Feel Confused When I Go Through There Charges Page.
"For Metro-Urban Savings Bank Accounts (excluding BSBD and FI accounts), up to 50 debit entries, charges are not applicable. For Rural/Semi-urban branches, Senior Citizens, and Pensioners at any branch, up to 50 debit entries, charges are not applicable. Exceeding 50 debit entries, the charges are Rs 15/- per debit for Metro-Urban accounts and Rs 12/- per debit for Rural/Semi-urban accounts."

 

[SanJan Jayadevan]

Pre-approved loan offers nothing else

What about credit cards?

 

[Beyond]

Are you sure there's no folio charges for SB Account. I Feel Confused When I Go Through There Charges Page.
"For Metro-Urban Savings Bank Accounts (excluding BSBD and FI accounts), up to 50 debit entries, charges are not applicable. For Rural/Semi-urban branches, Senior Citizens, and Pensioners at any branch, up to 50 debit entries, charges are not applicable. Exceeding 50 debit entries, the charges are Rs 15/- per debit for Metro-Urban accounts and Rs 12/- per debit for Rural/Semi-urban accounts."

Thats what I said- no folio charges
for small number of transaction on savings a/c:

No preapproved offer in PSUs. Ledger Folio Charges is applicable for large number of transactions or Current ac, not on savings

If you want more better to opt for current a/c

 

[praful47]

What about credit cards?

No credit card offers

 

[_deb_]

Complementary Credit cards are provided with high end accounts only. You can apply for BoB credit cards separately. I had the BoBLITE account for a long time but no CC offers was given automatically. I had to manually apply.