Hi Everyone
First thing first : Bob ICAI card is LTF card provided only for Chartered Accountants.
I have applied ICAI card on Bob portal on Jan 21st 2024.
Documents provided :
Amazon pay card photo and statement which is having 2L limit. and address proof, PAN, Membership card of ICAI.
As soon as we submit application , we get application id and link to check status.
I waited for a week and then found out that it is moved from in progress to pending.
I sent email to crm@bobfinancial.com they mentioned that
due to some issue while filling application, mother name is not captured. last name is captured.
there is no way to edit existing application. So they asked me to send another email to cancel the existing application.
Once cancel confirmation is received, I submitted another application on Feb 11th. It got approved in 1 week with Rupay 2L limit. We get one call asking for the same details in application. As I have savings account with Bob for crop loan/gold loan, they did not do any physical verification. Card received on 22nd Feb. but we get card details before it gets dispatched and we can register the card and do transactions.
This is not very good card. But can be used for Bank of baroda offers. Also will try for Eterna after few months for LTF though it has very much stopped giving it as LTF.
Benefits:
First thing first : Bob ICAI card is LTF card provided only for Chartered Accountants.
I have applied ICAI card on Bob portal on Jan 21st 2024.
Documents provided :
Amazon pay card photo and statement which is having 2L limit. and address proof, PAN, Membership card of ICAI.
As soon as we submit application , we get application id and link to check status.
I waited for a week and then found out that it is moved from in progress to pending.
I sent email to crm@bobfinancial.com they mentioned that
due to some issue while filling application, mother name is not captured. last name is captured.
there is no way to edit existing application. So they asked me to send another email to cancel the existing application.
Once cancel confirmation is received, I submitted another application on Feb 11th. It got approved in 1 week with Rupay 2L limit. We get one call asking for the same details in application. As I have savings account with Bob for crop loan/gold loan, they did not do any physical verification. Card received on 22nd Feb. but we get card details before it gets dispatched and we can register the card and do transactions.
This is not very good card. But can be used for Bank of baroda offers. Also will try for Eterna after few months for LTF though it has very much stopped giving it as LTF.
Benefits:
- Earn 1000 Reward Points on transacting your card within 30 days of card issuance (Welcome benefit)
- 4,000 reward points every quarter, on spending more than Rs. 1 Lakh or Credit limit ( whichever is higher ) in a Calendar quarter. (Milestone benefit) (0.5% for 2L spends as my card is 2L limit)
- 5 reward points on every ₹100 spent on dining, online & utility bills (5X Rewards are capped at 1,000 Reward Points per month. Further spends at 1X) (1.25%) (means 20k threshold for 5X)
- 1 reward points for every ₹ 100 spent on any other category. (0.25%)
- All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹ 0.25.
- 12 complimentary domestic airport lounges access (3 per quarter)
- Welcome Gift: FREE 6 months Fitpass Pro Membership
- Fuel surcharge 1% up to ₹250/month between ₹400 & ₹5000 per statement. Note -No Reward Points are earned on fuel transactions.
- Rent 1% and GST
- Professional Indemnity Insurance Cover of ₹ 5 Lakhs*, Air accident death cover of ₹ 15 Lakhs and Non-air accident death cover of ₹ 5 Lakhs
- Professional Indemnity Insurance Cover (₹5 Lakhs): This part of the insurance is there to support professionals like you. If there are any professional issues, it provides coverage of ₹5 Lakhs to help you handle the financial aspects.
- Air Accident Death Cover (₹15 Lakhs): For your air travel, this cover steps in. In case of an unfortunate air accident, it provides a benefit of ₹15 Lakhs to your chosen beneficiaries.
- Non-Air Accident Death Cover (₹5 Lakhs): This cover extends to non-air accidents. If, unfortunately, a non-air accident leads to loss of life, the insurance provides a cover of ₹5 Lakhs to your chosen beneficiaries.
