Bank of Maharashtra || Rupay select debit card || REVIEW

[shankyjain]

This is just for information for people who hold Rupay Select Debit card (i am holding Bank Of Mahashtra- RSDC). When i sent a query to Rupay team regarding the benefits update frequency / renewal of benefits -every year or quaterly, i received following response.

"Please note for the Bank of Maharashtra Rupay Select Card starting with first 6 digits as 6524** the benefit frequency details are based on calendar year and can be redeemed once service out of each category and the details are as follows:

OTT ( Amazon Prime/ Zee5/ Sonyliv): Yearly once
Cab (Ola/ Uber): Quarterly
Healthcare (SRL/Thyrocare): Quarterly
Spa (For Fountains/ HR Wellness/ Kairali/ Aromathai/ O2 Spa/ Lakme): Quarterly
Fitness ( Cult.fit 1 Month/ Cult.fit 3 Months): Quarterly
Golf Round: Quarterly
Golf Lesson: Quarterly "

Previously i thought all benefits were updated yearly only, but now i can use the coupons extensively.
Bank of Maharashtra offered RSDC for free by opening a min bal 25k account.
i hope its useful for all members.

 

[ritwik2000]

You opened BSS25 account for this select card?

no not yet

 

[✪ D&C Cards Connoisseur 💳]

Yes. In case of a/c opening through branch, RSDC will be received at your branch and you will get a call to collect the same. Sometimes, branch activates the DC when they receive it, but my suggestion would be to check the DC variant and then ask the branch to activate it. Post activation, you can generate otp and set pin through app or ATM.

 

[raghu.rokda]

652388

This is the BIN of BOM virtual rupay select debit card

 

[La pasión]

652388

This is the BIN of BOM virtual rupay select debit card

Bhai mainai aap sai pucha kya prices tha vdc ka aapne kuch bola hi nahi h

 

[ritwik2000]

Yes. In case of a/c opening through branch, RSDC will be received at your branch and you will get a call to collect the same. Sometimes, branch activates the DC when they receive it, but my suggestion would be to check the DC variant and then ask the branch to activate it. Post activation, you can generate otp and set pin through app or ATM.

Currently thinking is it worth the time and effort to open an account with them. Ye sab chutiyapa to sbi bhi ni krta.

 

[raghu.rokda]

Bhai mainai aap sai pucha kya prices tha vdc ka aapne kuch bola hi nahi h

No fees levied

By the way kaha poocha ?

 

[raghu.rokda]

Currently thinking is it worth the time and effort to open an account with them. Ye sab chutiyapa to sbi bhi ni krta.

BOM is mystery, running without history, play with RBI Chemistry

 

[raghu.rokda]

Can you explain in detail. How did you opened your account. Which options did you choose while opening? In which order did you applied the debit card? Ev

I opened 0 bal student account in 2017 (physical)
Then it converted to 2k mab account in 2021
Then it converted to 25k mab account in 2025
All without debit card..
Then one day i see there is a option in app of applying of virtual dc, then i applied it and got rsdc…


That’s my affair with BOM till date..

 

[La pasión]

I opened 0 bal student account in 2017 (physical)
Then it converted to 2k mab account in 2021
Then it converted to 25k mab account in 2025
All without debit card..
Then one day i see there is a option in app of applying of virtual dc, then i applied it and got rsdc…


That’s my affair with BOM till date..

Matlab apka kismat bahut acha h

 

[raghu.rokda]

Matlab apka kismat bahut acha h

Ye toh upar wala jyda janta hai..

 

[Saral]

I opened 0 bal student account in 2017 (physical)
Then it converted to 2k mab account in 2021
Then it converted to 25k mab account in 2025
All without debit card..
Then one day i see there is a option in app of applying of virtual dc, then i applied it and got rsdc…


That’s my affair with BOM till date..

mtlb super savings kholo,,vdc activate kro and then lowest MAB mei convery kra lo...we will get RSDC free?

 

[panu24]

mtlb super savings kholo,,vdc activate kro and then lowest MAB mei convery kra lo...we will get RSDC free?

I don't think so. BoM is very strict in levying non maintenance charges. At least physical RSDC looks free with 25k AMB.

 

[Saral]

I don't think so. BoM is very strict in levying non maintenance charges. At least physical RSDC looks free with 25k AMB.

If we downgrade the account,AMB itslef will come to 5k or less...so no charges on that part..only thing will virtual RSDC will be active or not..thats the question

 

[La pasión]

@admin sarai rsdc Kai thread ko lock kardijye. Din bhar bas rsdc rsdc sun Kai pagal hogya hun

 

[beast_boy]

Yes no charge just make sure its BSS-25

account variant to be opened as 25k using BSS-25 code , but not required to maintain 2k balance also with LTF RSDC ?

 

[panu24]

account variant to be opened as 25k using BSS-25 code , but not required to maintain 2k balance also with LTF RSDC ?

You need to maintain 25k MAB then only your RSDC will be LTF.

 

[Half Human]

708 rupees charged today showing 'debit nsc' in statement..

I have a BSS 25 account, only a month after opening, always had MAB above 25k.

Anybody else faced same?

Is this issuance/annual fee??

I thought 600+GST was waived for AQB maintained account

 

[ritwik2000]

708 rupees charged today showing 'debit nsc' in statement..

I have a BSS 25 account, only a month after opening, always had MAB above 25k.

Anybody else faced same?

Is this issuance/annual fee??

I thought 600+GST was waived for AQB maintained account

Ye kaisa jhol hai

 

[R_A_J]

708 rupees charged today showing 'debit nsc' in statement..

I have a BSS 25 account, only a month after opening, always had MAB above 25k.

Anybody else faced same?

Is this issuance/annual fee??

I thought 600+GST was waived for AQB maintained account

Lodge a Formal complaint....should get reversed!
some system updattion errors most likely

 

[Half Human]

Lodge a Formal complaint....should get reversed!
some system updattion errors most likely

Called BM.. not taking calls.

Called CC - told annual fee is normal. I had to teach him all the befits of BSS 25. My precious 10 f***ing mins lost. Hello told he would arrange for a call back from senior team. He told he cannot lodge complaint, and I need to go to my branch to complaint.

So I need to travel 20 km oneway under 47 degree of scorching baking sun to get my 708 rupees reversed.

No need. Now that I have got the fee charged, should I keep 25k in account or transfer that to my Utkarsh account for 5% extra interest to earn 1250 rupees profit?

Well bank wala had no idea on that too.

What a joke bank ✌️✌️