Bank of Maharashtra || Rupay select debit card || REVIEW

[shankyjain]

This is just for information for people who hold Rupay Select Debit card (i am holding Bank Of Mahashtra- RSDC). When i sent a query to Rupay team regarding the benefits update frequency / renewal of benefits -every year or quaterly, i received following response.

"Please note for the Bank of Maharashtra Rupay Select Card starting with first 6 digits as 6524** the benefit frequency details are based on calendar year and can be redeemed once service out of each category and the details are as follows:

OTT ( Amazon Prime/ Zee5/ Sonyliv): Yearly once
Cab (Ola/ Uber): Quarterly
Healthcare (SRL/Thyrocare): Quarterly
Spa (For Fountains/ HR Wellness/ Kairali/ Aromathai/ O2 Spa/ Lakme): Quarterly
Fitness ( Cult.fit 1 Month/ Cult.fit 3 Months): Quarterly
Golf Round: Quarterly
Golf Lesson: Quarterly "

Previously i thought all benefits were updated yearly only, but now i can use the coupons extensively.
Bank of Maharashtra offered RSDC for free by opening a min bal 25k account.
i hope its useful for all members.

 

[R_A_J]

1. ok
2. Branch is just 500m from my home.
3. Isn't it 25k aqb? Someone has posted 1lakh is for other savings account

Yeah , ideally 25k balance should do,......but looks like there's a gap in the info mentioned in website, vs what is happening at branches.... Others (who are customers ) may clarify this better!

 

[ritwik2000]

Even we showed to bank manager who asked the banker about this.

The banker told system wouldn't allow to apply RSDC if we have balance less than 1lakh.

just 1 lkh balance needed or aqb of 1 lakh needed. can you confirm it.

 

[fradela]

just 1 lkh balance needed or aqb of 1 lakh needed. can you confirm it.

just balance, once they applied the card. you can withdraw and maintain 25 AQB

 

[sambitpatro]

There's a lot of confusion in this thread regarding getting a RSDC from BOM... I will visit a branch in Mumbai on Friday and share my experience regarding the balance required for getting this dc

 

[dipu_5]

I was told that Rupay Select card is given on 25K balance account type. No mention of 1 Lakh requirement.

 

[sambitpatro]

I was told that Rupay Select card is given on 25K balance account type. No mention of 1 Lakh requirement.

Did u apply and successfully get the dc?

 

[ritwik2000]

just balance, once they applied the card. you can withdraw and maintain 25 AQB

25k qab maintain kyu?

 

[sambitpatro]

25k qab maintain kyu?

That's required for making the RSDC LTF as per BSS25 account variant... Read the previous comments in this thread...

 

[Wealth_Magnet]

Folks, I opened BSS25 account on 3/3/25 with just 25K funding. Staff raised RSDC request while opening account. However RSDC was not dispatched. Visited branch couple of weeks ago and they said there was some issue and will raise another request.

Raised a complaint in the Grievance Portal today morning. Received a call from the branch by noon to come and collect the card from the branch. Visited branch and collected card. Unable to set PIN and activate the card as BOM ATM in the branch was not working. Need to check if there is any other BOM ATM nearby tomorrow. No other option like IVR, Mahamobile, IB provided for card activation like other banks.

 

[raghu.rokda]

Folks, I opened BSS25 account on 3/3/25 with just 25K funding. Staff raised RSDC request while opening account. However RSDC was not dispatched. Visited branch couple of weeks ago and they said there was some issue and will raise another request.

Raised a complaint in the Grievance Portal today morning. Received a call from the branch by noon to come and collect the card from the branch. Visited branch and collected card. Unable to set PIN and activate the card as BOM ATM in the branch was not working. Need to check if there is any other BOM ATM nearby tomorrow. No other option like IVR, Mahamobile, IB provided for card activation like other banks.

So second request was approved ? Or first one ?

 

[D3V1L]

Don't know whom to blame.

I was trying open an BOM account. . But stuck with entered name and PAN name mismatch. This issue I am getting for the first time. My pan name and entered name are same but idk the branch is high on w**d it seems.