Bank of Maharashtra || Rupay select debit card || REVIEW

[shankyjain]

This is just for information for people who hold Rupay Select Debit card (i am holding Bank Of Mahashtra- RSDC). When i sent a query to Rupay team regarding the benefits update frequency / renewal of benefits -every year or quaterly, i received following response.

"Please note for the Bank of Maharashtra Rupay Select Card starting with first 6 digits as 6524** the benefit frequency details are based on calendar year and can be redeemed once service out of each category and the details are as follows:

OTT ( Amazon Prime/ Zee5/ Sonyliv): Yearly once
Cab (Ola/ Uber): Quarterly
Healthcare (SRL/Thyrocare): Quarterly
Spa (For Fountains/ HR Wellness/ Kairali/ Aromathai/ O2 Spa/ Lakme): Quarterly
Fitness ( Cult.fit 1 Month/ Cult.fit 3 Months): Quarterly
Golf Round: Quarterly
Golf Lesson: Quarterly "

Previously i thought all benefits were updated yearly only, but now i can use the coupons extensively.
Bank of Maharashtra offered RSDC for free by opening a min bal 25k account.
i hope its useful for all members.

 

[raghu.rokda]

That rsdc will be unique?

Yes but same will be converted to physical also..

 

[Saral]

so both card no will be same? or we will be getting 2 unique rsdc?

 

[6ix9ine]

Yes but same will be converted to physical also..

Very interesting, thanks for info bhai.

 

[raghu.rokda]

so both card no will be same? or we will be getting 2 unique rsdc?

Both are same…
Physical have AF
Virtual LTF

 

[✪ D&C Cards Connoisseur 💳]

We can also apply for LTF virtual rsdc card from Maha mobile app..

Account should be 25k mab while applying from app..

I tried but it's showing I already have an active card. So, it is like user can have either physical or virtual DC, not both at the same time.

 

[ritwik2000]

I tried but it's showing I already have an active card. So, it is like user can have either physical or virtual DC, not both at the same time.

So we can generate a VDC before even applying for a Physical DC?

 

[raghu.rokda]

I tried but it's showing I already have an active card. So, it is like user can have either physical or virtual DC, not both at the same time.

Yes correct ..

 

[✪ D&C Cards Connoisseur 💳]

Both are same…
Physical have AF
Virtual LTF

Earnest request not to mislead other members of TF Community. For BSS-25 (25K MAB), physical DC (RSDC) is always LTF. If anyone have physical RSDC, then generation of virtual DC is not at all possible. If anyone have applied virtual DC before application of physical DC, then the physical DC with same card number will be printed and will always be LTF.

 

[Saral]

Has anyone tried to downgrade account and still was able to use card?

Earnest request not to mislead other members of TF Community. For BSS-25 (25K MAB), physical DC (RSDC) is always LTF. If anyone have physical RSDC, then generation of virtual DC is not at all possible. If anyone have applied virtual DC before application of physical DC, then the physical DC with same card number will be printed and will always be LTF.

 

[La pasión]

Yes correct ..

Nope my friend had got rupay classic

 

[Saral]

Nope my friend had got rupay classic

u mean physical as RSDC and virtual as rupa classic?

 

[6ix9ine]

u mean physical as RSDC and virtual as rupa classic?

No, you won’t be able to apply for virtual if you have already received the physical.

Already upar likha hua hai thoda padho toh.

 

[La pasión]

No, you won’t be able to apply for virtual if you have already received the physical.

Already upar likha hua hai thoda padho toh.

My friend did not received the physical and generated vdc got rupay classic. I don't know how he got virtual rsdc. I have heard this first time

 

[6ix9ine]

My friend did not received the physical and generated vdc got rupay classic. I don't know how he got virtual rsdc. I have heard this first time

In that case, offline jana hi best hai, pata chala time bachane ke chakkar mai 2x time lag jaye 😂

Puchunga bank jake ek bari.

 

[raghu.rokda]

My friend did not received the physical and generated vdc got rupay classic. I don't know how he got virtual rsdc. I have heard this first time

while opening account first deselect dc option

 

[Saral]

considering its RSDC is LTF means its better than BOb account only diff is Bob super savings AMB is 20k and BOM AMB is 25k right?

 

[6ix9ine]

considering its RSDC is LTF means its better than BOb account only diff is Bob super savings AMB is 20k and BOM AMR is 25k right?

BOB RSDC is not LTF, its FYF with super saving variant. So, yea BOM > BOB.

 

[La pasión]

while opening account first deselect dc option

Can you explain in detail. How did you opened your account. Which options did you choose while opening? In which order did you applied the debit card? Ev