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Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?
- Thread starter Anindya98
- Start date
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atul007
TF Neo
I could redeem only health check up and ott benefit on my bob rupay select card. It shows error for spa,cab, gym redemption. No response from either bank of Baroda or rupay.The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card.
Given the annual fees associated with both cards, the benefits far exceed the costs, making them highly valuable depending on individual preferences and spending patterns. Choosing the right card ultimately depends on personal needs and lifestyle. Most consumers aim to offset the annual fee through rewards and bonuses, with any additional perks serving as extra value.
Both the cards FYF with BOB Super Savings Account. If you need both cards then get the RSDC first then the EMT one as a few TF members reported they are not getting the Select DC option after getting the EMT one.
BOB Rupay Select Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Spa: 1500 Lakme Saloon Voucher per Quater total worth 6000.
Health Check-Up: The tests mentioned it the package easily costs 2000 per quarter without the offer, so the total cost of 8000.
Gym Access: 1 Month Elite Pass Subscription worth 2000.
Cab Services: 100 OLA/Uber Voucher, Total 400
Total Benefits: 17899(Approx)
Annual Fees: 500 + GST = 590
View attachment 76631
BOB EMT Rupay Platinum Benefits(Useful Ones):
OTT: Amazon Prime Full Edition costs 1499.
Online Shopping: Flipkart 250/Quarter, total worth 1000.
Online Groceries: Big Basket or Blinket 250/Quarter, total worth 1000.
Entertainment: BMS 250/Quarter, total worth 1000.
Amazon Friday Offer: 20% Off up to 100/month. Total 1200
Swiggy Offer: 100/Month. Total 1200
Online Music: Ganna 1 Yr. Subscription 599
Total Benefits: 7498
Annual Fees: 600+GST = 708
Travel Offer(Added Benefits):
Domestic Flight Bookings: 10% instant discount maximum up to Rs. 1,000/- with no Minimum Order Value
International Flight Bookings: 10% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
Domestic Hotel Bookings: 15% instant discount maximum up to Rs. 5,000/- with no Minimum Order Value
International Hotel Booking: 15% instant discount maximum to Rs. 10,000/- with no Minimum Order Value
Bus Bookings: 10% instant discount maximum up to Rs. 250/- with no Minimum Order Value
Spree Hotels: 25% instant discount maximum up to Rs5000/-
Yolo Bus Booking: 15% instant discount maximum up to Rs300/-
Airport Transfer/Outstation Cab: 10% instant discount maximum up to Rs1000/-
Activity booking: 10% instant discount maximum up to Rs1000/-
Each cardholder is eligible for up to 2 transactions per quarter, per card, within the Travel segment (i.e., Flight, Hotel, and Bus).
View attachment 76635
Avoid falling into the trap of acquiring both cards out of fear of missing out (FOMO) just because others are doing so. Evaluate your personal needs before deciding. I use both cards because I can effectively offset the annual fees and earn rewards that far exceed the associated costs.
BOB EMT DC Detailed Thread by @Abhishek012
BOB EaseMyTrip RuPay Platinum DC | FREE Amazon Prime, 250 Off Gift Card for Bigbasket, Flipkart, Blinkit, Bookmyshow, Gaana+:
Register link:RuPay Platinum Card Program
rupayplat.golftripz.com
1) Amazon Prime Video - 12 Month Subscription
- With this 12 month subscription get access to the best of OTT entertainment
- View offer Terms & Conditions
2) SonyLIV - 12 Months Sony LIV Premium Subscription
...
- With this SonyLIV subscription, get access to live TV, shows, originals & more
- View offer Terms & Conditions
Update: 03/01/2025 List of Banks with Card Name
All the annual and quarterly benefits of RSDC and EMT Rupay Platinum DC are renewed. Start claiming it.
Rupay Select Benefits
Rupay Platinum Benefits
Animesh67
TF Select
Is there any update from any of them?
Yes, it will be FYF
I submitted form yesterday. How many days it will take to upgrade? And when will I see the option to apply for rupay select?
As soon as your account MAB hits 20K. By next week, you will get the option.
My mab is in 6 digit
Check the BOB App/Net Banking, it takes time.
By next week, you will get the option.
Hi, my account got upgraded today after de registration of mobile banking.
I'm now seeing rupay select ncmc option in mobile banking.
Should I apply now for select ncmc?
Try Internet Banking to apply RSDC.
Why NetBanking? i can see now option in bob world mobile app. My account got upgraded today. Shall I proceed it? I can see rupay select ncmc
Yes, you can proceed with your application if you are getting the option. I thought you were not getting the option my bad.
This is showing in mobile application
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Thank you very much. What will happen to existing rupay platinum dc?
2) can I apply for easemy trip bob select card too? Will it be assigned as fyf too or only normal first rupay select would be fyf?
Will work as it is.
yes
All DCs in the Super Savings account will be FYF if you don't downgrade your account within 1st 6 months.
Great. Bob world application started giving midnight error. Will net banking works?
Try in the morning, it will work
I submitted the request in the morning yesterday and it went successful. May I know in how much days the select card will be displayed on the bob application?
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