If a foreign site is charging in Indian currency do I have to keep the international on?
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Beat Forex Fees: Best Credit Cards that offset mark-up fee with Rewards
- Thread starter helloworld
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helloworld
TF Legend
that depends on bank to bank. and the way they see these txns.
helloworld
TF Legend
😀 funny part is I made this post because so many try to get rbl safari which gives 0%.
anyway, let me know cards will add or you can add it, will adjust table accordingly.
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Any dcc charges on sbi cashback?
helloworld
TF Legend
I think no such notification for sbi cards for DCC till now.
Yes, and that's the easiest way to find out if DCC would be applicable or not, for cards which charge DCC.
No, this is my first preference always. But now I have used my limit, so need to use bob eterna or sc smart and that's why I wanted to confirm if they have zero DCC.
helloworld
TF Legend
eterna 0, unless some notification I missed it in last 1 month.
jhanishdev
TF Select
Indusind Tiger gives 4 reward points from 2.5L onwards and 6 reward points post 5L.. 1 point is worth 40ps in statement credit meaning 1.6-2.4% returns.
Forex charges are 1.5%+GST. This can be net positive for high spenders.
Forex charges are 1.5%+GST. This can be net positive for high spenders.
helloworld
TF Legend
debit or credit?
helloworld
TF Legend
foreign currency mark-up = 1.77%
1.77% of 6L = 10,620
net % = 0.43%
You have to include those 2.5L or 5L also, unless those are spent by someone else.
HW @helloworld , when you did your research for the original post, did you compile any list for the 0 to minus 1% return?
Not asking to do fresh research, but just asking if there were any notes while doing the original research?
Most of the positive return ones are slightly difficult to obtain for the average Joe.
Any specific cards that are easier to obtain, even if the return is 0 to minus 1%
TN Infinity is marginally negative (may even be positive if GVP is applicable)
AU Nomo is slightly underrated too (albeit against FD), and may work only for use cases till 1-2L annually.
Not asking to do fresh research, but just asking if there were any notes while doing the original research?
Most of the positive return ones are slightly difficult to obtain for the average Joe.
Any specific cards that are easier to obtain, even if the return is 0 to minus 1%
TN Infinity is marginally negative (may even be positive if GVP is applicable)
AU Nomo is slightly underrated too (albeit against FD), and may work only for use cases till 1-2L annually.
helloworld
TF Legend
RBL would be nice if they had a spend waiver for renewal- atm the first year is 3.54K (inclusive of GST), and you get 3K voucher, so 540 for the first year, but 3.54K from the second year
ID FC is against FD, and compulsorily needs A adhar to set it up. (even if one has other valid documents; A is not an option for me for number issues)
ID FC is against FD, and compulsorily needs A adhar to set it up. (even if one has other valid documents; A is not an option for me for number issues)
I think milestone benefits of about 2% also count for RBL safari.
helloworld
TF Legend
its easy to get fee waiver.
moreover we dont know how many can survive after 1 year.. take it, utilize, throw
newIntern
TF Select
I have one card metal variant (non FD) and I get charged extra for my chatgpt subscription, are you sure its zero forex?
helloworld
TF Legend
charges 1%, gives 1% + if any offer activate and get higher.
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