Best APP or Website for Paying Credit card bill with Debit Cards

[Credit_Mania]

I need some advice and recommendations from this amazing community.

I'm currently looking for the best app to pay my credit card bills using my debit cards. There are so many options out there, and I'm a bit overwhelmed. That's why I trust your experiences and insights.

If you've had positive experiences with any particular app, please share your thoughts! What features make it stand out? Is it user-friendly and secure? Are there any hidden fees to watch out for? I'd love to hear about your personal experiences and any tips or tricks you have for using the app effectively.

Your recommendations will help me and others in the group make an informed decision when choosing the best app to manage our credit card payments. Feel free to share your opinions and suggestions!

Thank you all in advance for your valuable input!

 

[pgarg24]

Its not 1%, its .93%max...

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

There is a better option out there if you like to take .
With hdfc & rbl

yeah, HDFC is my goto option but I am exhausting 750 limit each month, hence looking for alternatives..

 

[nishank]

Why not use IDFC first wealth debit card. It is more rewarding than others ?

 

[AritraSaha]

yeah, HDFC is my goto option but I am exhausting 750 limit each month, hence looking for alternatives..

Rbl edc... search on the forum

 

[ins]

You can use MobiKwik. It gives 1% Cashback when full bill is paid (up to 20k). Plus 1% when paid with HDFC Platinum debit card.

Should I opt for 250rs Cashback offer or 500rs SuperCash offer? Which one is better in mobikwik? Will do the payment with my HDFC Platinum card to get another 1% CB.

 

[Hisoka]

Should I opt for 250rs Cashback offer or 500rs SuperCash offer? Which one is better in mobikwik? Will do the payment with my HDFC Platinum card to get another 1% CB.

I don't know the cash value of supercash. But if it's 1Rs, then you can go for it if you buy frequently from flipkart

 

[Shubham_CCgeek]

When you say mobikwik offer, do you mean the 1% casback that they give? How can one use it effectively?

1% caskback is on Debit card. Mobikwik offer are different.

 

[ins]

1% caskback is on Debit card. Mobikwik offer are different.

That's what I asked right. Mobikwik is giving 2 offers. Either 250rs Cashback or 500rs SuperCash. Hence the question, which offer to opt for.

 

[ins]

I don't know the cash value of supercash. But if it's 1Rs, then you can go for it if you buy frequently from flipkart

Ah, not exactly sure what this 'SuperCash' thing is. Using Mobikwik for the very first time for this bill payment. Had been using Cheq/Cred previously.

 

[asimkumar]

fantastic thread. Savings maximise.

 

[CardTox]

I need some advice and recommendations from this amazing community.

I'm currently looking for the best app to pay my credit card bills using my debit cards. There are so many options out there, and I'm a bit overwhelmed. That's why I trust your experiences and insights.

If you've had positive experiences with any particular app, please share your thoughts! What features make it stand out? Is it user-friendly and secure? Are there any hidden fees to watch out for? I'd love to hear about your personal experiences and any tips or tricks you have for using the app effectively.

Your recommendations will help me and others in the group make an informed decision when choosing the best app to manage our credit card payments. Feel free to share your opinions and suggestions!

Thank you all in advance for your valuable input!

You can pay using Airtel saving account via any debit card.

 

[mrmuggle98]

You can pay using Airtel saving account via any debit card.

Please elaborate? What is the cashback?

 

[ins]

No service charge on debit card, and you'll get 1% cashback

By any chance have you used that HDFC Platinum DC on Cheq and if it works there too to receive 1% CB like how it's supposedly for Mobikwik?

 

[Hisoka]

By any chance have you used that HDFC Platinum DC on Cheq and if it works there too to receive 1% CB like how it's supposedly for Mobikwik?

I've only used it on Mobikwik, left using Cheq long back

 

[ins]

I've only used it on Mobikwik, left using Cheq long back

Is this normal? Got this message right now saying I can use max 20K payment via HDFC Platinum DC BTW my KYC is done. This is weird.

 

[Hisoka]

Is this normal? Got this message right now saying I can use max 20K payment via HDFC Platinum DC BTW my KYC is done. This is weird.

Yes you’ve to transfer in parts of 20k

 

[avis_]

Is this normal? Got this message right now saying I can use max 20K payment via HDFC Platinum DC BTW my KYC is done. This is weird.

It comes for few days. Then you will be able to pay full

 

[Ravana_88]

I got Burgundy debit card and it gives 1% ER points by paying credit card bill is what I got to know . Mobikwick has daily limit of 20k and cheq has processing fees . Any other alternate platform ?

 

[panchabhut]

Should I opt for 250rs Cashback offer or 500rs SuperCash offer? Which one is better in mobikwik? Will do the payment with my HDFC Platinum card to get another 1% CB.

never ever opt for stupidcash. always hard cash

 

[Riya Sharma]

If you don't care about rewards or if you don't have the HDFC Card I have found that Paytm is very good for Credit Card payments. It gets credited in seconds most of the time and recently they have even added a feature that if you pay a credit card bill before due date and for some reason it does not get credited they will pay you back the late fee you were charged. Obviously this is not good for you as it will effect your credit score negatively but it shows how much they believe in their payment system that they are willing to pay you on failure of their system.