Best bank for Emergency Fund - FD - FDCC

[Rahul92]

So , i want to create an emergency fund at a separate savings account of 5L.

As the money will be idle there most of the time , i want to create a short term FD on it and take a FD based cc on it.

Which bank should I go for to get best FD returns and good enough cc ?

 

[EINSTEIN]

High interest rate

Less than IndusInd

 

[EINSTEIN]

For an FD between let's say 3L-5L , what would be the best IndusInd card that we can get ?

Pinnacle is a good option. If you have pioneer account then Legacy might be better depending upon your use case.

 

[Rahul92]

Less than IndusInd

I do have an indusind online zero balance account that i don't use and a platinum credit card with 1L limit ( that too i don't use ) .

Do IDFC and AU give their wealth/ zenith card against fd ?

 

[EINSTEIN]

I do have an indusind online zero balance account that i don't use and a platinum credit card with 1L limit ( that too i don't use ) .

Do IDFC and AU give their wealth/ zenith card against fd ?

No idea

 

[Nemesis]

I do have an indusind online zero balance account that i don't use and a platinum credit card with 1L limit ( that too i don't use ) .

Do IDFC and AU give their wealth/ zenith card against fd ?

IDFC only Wow Credit card... nothing on FD.
AU small finance don't have idea....

For Wealth CC they require 5L C2C or >12L income proof, almost same for Zenith LTF

 

[Rahul92]

IDFC only Wow Credit card... nothing on FD.
AU small finance don't have idea....

For Wealth CC they require 5L C2C or >12L income proof, almost same for Zenith LTF

I've an account and IDFC is offering me wow fd card. They say other cards are not serviceble at my city.

Same for AU , i went to bank today and they said my city is not serviceable for cc yet.

This leaves me with indusind only