Best bank to get the home loan

[Sagar]

Hi All,

Planning to apply for a home loan very soon. My current cibil is 795 and the simulator shows that my score will increase to 805 if I apply for a home loan.
Can someone please help me with
1) which bank to choose?
2) floating or fixed as per current interest rates?
3) should I hold on applying for new cc for some time or it doesn't affect my loan application?
4) will it help me reduce my interest rates if I open a high NRV account with the bank?
5) any other suggestion/ advice

 

[nagarmayank]

I think icici is the best and its also have super saver account link with home loan so if you have extra money then you put money into supersaver account and you save interest and when you need you can take back money just like overdraft

One of the worst loan service from ICICI. The super saver facility has no way to manage loan online. For each request you need to visit branch and raise an SR. Out of frustration, I transferred my loan to HDFC within 4 months of disbursement.

 

[iAmPm]

One of the worst loan service from ICICI. The super saver facility has no way to manage loan online. For each request you need to visit branch and raise an SR. Out of frustration, I transferred my loan to HDFC within 4 months of disbursement.

Can you elaborate on what all need branch visits in super saver?