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Best card among magnus, mrcc, dcb & platinum

tapishj

TF Buzz
I have the following cards:
1. Got magnus 1 month back 🙁
2. LTF DCB
3. Amex mrcc
4. Amex platinum travel (milestone achieved)
5. Sbi cashback

My monthly spends are around 60-70K, can push to 1L for a few months of the year. And i primarily use these cards to buy Apay GV and pay bills/swiggy/uber via that.

Considering these, and the recent devaluation talks for magnus, what should be my preferred card?
(I can use miles/hotel transfers for travel as well)
 
After deval, let's ignore magnus from this list. I will say DCB Ltf is your best card.

Considering your spending style you must get AmEx gold too (for 5x rewards from amex gyftr). That way you can get 25K worth of amazon gv from amex gyftr (minimum 10% return if planning to redeem for Marriot Bonvoy's hotels) and 20K worth of amazon gv from Dcb (9% return).
This will cover your spends till 45K at an amazing return/reward rate.
For swiggy and uber beyond 45k, you can purchase their vouchers directly using both these cards.
This will give you even better value than SBI cashback due to it's exclusions.
Great calculation and findings buddy!
Nobody spoke about Amex Gold which looks like a hidden gem now.
 
As per AmEx TnC, it is a combination of mobile number and card number.
Today I hit this error. It says 25K limit reached at the point of phone number entry only and not after card validation. Spoke to Amex CC and they said this is Gyftr issue. Spoke to gyftr chat support but they cant even understand the issue. I have 3 cards so I assume the limit should be more than 25K. Any one experienced this or anyway around this.

It is not allowing to login with other mobile numbers other than my number.
 
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