Best card for Amazon Pay gift vouchers - Cards + Websites to buy

[magnusfan]

This thread documents the best platforms and strategies for purchasing Amazon Pay vouchers. Please share your experiences in the format below, and I will keep this thread updated.

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Through Gyftr/Accelerated Rewards Portal​

Card	Limit per Month	Rewards	Calculation
Infinia	10k per mobile number	13.24% (if points are used for flights)	=(10354/150×5×5−354)/10000
Diners Club Black	10k per mobile number	6.58% (if points are used for flights)	=(10354/150×3×5−354)/10000
Magnus Burgundy	10k per mobile number	4.80% partner points	=(10000/200×12×4/5)/10000
Magnus	10k per mobile number	2.40% partner points	=(10000/200×12×2/5)/10000
Amex Plat Travel	10k per mobile number	6.05% (Marriott points)	=(10000/150×3)/10000
Amex Gold Charge	10k per mobile number	6.66% (points)	1000 + 1000 bonus points
SBI Air India Signature	Unknown (no limit visible)	4% (via Air India points)	2% discount on SBI Gyftr + 2% return (4/100) as Air India points
HDFC Tata Neu Infinity	10k per card	5% (Neu Coins)	Thanks to @CosmicCat for the info
Axis Atlas	Does not work with Axis Gyftr	4% (partner points/miles)	4% partner points/miles

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Through Third Party/Merchant​

Card	Limit per Month	Rewards
SBI Cashback	100k	5%
HDFC Millenia		5%
Swiggy		5%

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Websites to Buy Amazon Pay Gift Vouchers​

These are the websites to buy Amazon Pay vouchers without glitches or tricks:

Website (Card Restriction)	Limit (p.m./quarter/annual)	Charges	MCC (Bank/Date Updated)
Amazon.in website	30k per account per month/60k per quarter	None
Gyftr HDFC (Only HDFC Cards)	10k per mobile number	3.54% charges
Gyftr Axis (Only Axis Cards)	10k per month	None
Gyftr Amex (Only Amex Cards)	10k per mobile number	None
Tata Neu	10k per month	None
Woohoo		None
Park+		None

 

[keyur11]

Creating a thread to document the best places to buy Amazon Pay vouchers:.

Please share your experiences in below table format (for simplicity) and I will try to keep the thread updated

Through Gyftr/Accelerated Rewards Portal

Card	Limit p.m.	Rewards
Infinia	10k per mobile number	13.7% in cash like form =(5/150x5)-2.95%
Diners Club Black	10k per mobile number	~6% in cash like form
Magnus Burgundy 2x	10k per mobile number	9.60% partner points
Magnus 2x	10k per mobile number	4.80% partner points
Amex Plat Travel 3x	10k per mobile number	2.40% Marriott points (600 points)
Amex Gold Charge 5x	10k per mobile number	8.00% (1000+1000 bonus points)
SBI Air India Signature	Unknown	2% gift coins like cash + 10% Air India points
Axis Atlas (does not work with Axis gyftr)	?	?

Through Third Party/Merchant

Card	Limit p.m.	Rewards
SBI Cashback	100k	5%
HDFC Millenia		5%
Swiggy		5%

Could you please tell how to get this rewards through SBI Air India Signature?

 

[magnusfan]

Apart from adding credit cards....can you also add which are the different websites that can be used to buy amazon gift cards using credit cards....even that has been made very difficult nowadays

It's a wiki thread - pl feel free to add one more table

 

[magnusfan]

Could you please tell how to get this rewards through SBI Air India Signature?

Buy gyfty from the app to get the 2% cash! The card itself gives ~10% rewards on spends in the form of Air Indian points

 

[msankadi]

It's a wiki thread - pl feel free to add one more table

Done...
adde
d

 

[lijov]

I know that there is a 10k limit per month limit in Amex Gyftr. But is there really a 10k limit when you buy through HDFC smartbuy...?

 

[msankadi]

I know that there is a 10k limit per month limit in Amex Gyftr. But is there really a 10k limit when you buy through HDFC smartbuy...?

yes came into effect this month...at least per gyftr smartbuy login

 

[drsel]

With the 70% utilization, one don't loose the 30% points! E.g. for flights, consider it as payment of taxes! Plus, (I think) we should also get ~14% rewards on the 30% payment !
Thus, ignoring the 70% formula

HDFC points return %, according to utilisation allowed.
Please calculate for the other utilization %

Utilization % return
100% 16.66%
70%. 15.55%
50%.
25%
10%
5%

 

[magnusfan]

yes came into effect this month...at least per gyftr smartbuy login

Any idea if I can create multiple account with different mobile numbers but pay with same card? Do they block the card??

 

[magnusfan]

HDFC points return %, according to utilisation allowed.
Please calculate for the other utilization %

Utilization % return
100% 16.66%
70%. 15.55%
50%.
20%
10%
5%

I don't agree with the calculation since at 70%, u r not using the 30% points - means denominator to calculate % will also reduce accordingly.. Trust we are on same page here!

 

[drsel]

I don't agree with the calculation since at 70%, u r not using the 30% points - means denominator to calculate % will also reduce accordingly.. Trust we are on same page here!

So if they reduce the utilization ratio will it be a devaluation or not ?

 

[msk1437]

So if they reduce the utilization ratio will it be a devaluation or not ?

It will be a devaluation on how fast we could redeem our points but not on effective reward rate of the card

 

[lijov]

Any idea if I can create multiple account with different mobile numbers but pay with same card? Do they block the card??

Yes, you can do this.

 

[Slayer]

Any idea if I can create multiple account with different mobile numbers but pay with same card? Do they block the card??

Have bought 60k vouchers through 2 add-on numbers and no issues

 

[magnusfan]

So if they reduce the utilization ratio will it be a devaluation or not ?

Ofcourse it will be a devaluation of the card and I may shift to Magnus Burgundy! But I dont see a logic to devalue a point which is redeemed at 1:1!
so, if realization comes down per point from 1:1 to 1:0.2, I will see it as devaluation of a point...

 

[magnusfan]

Have bought 60k vouchers through 2 add-on numbers and no issues

That's never a concern!

 

[msankadi]

It's a wiki thread - pl feel free to add one more table

Can you please modify the title of the thread to reflect websites as well

 

[msankadi]

Any idea if I can create multiple account with different mobile numbers but pay with same card? Do they block the card??

you can and they will

 

[magnusfan]

you can and they will

Basis your experience, will they permanently block the card or give a warning, etc?

 

[msankadi]

Basis your experience, will they permanently block the card or give a warning, etc?

sent you a dm

 

[drsel]

sent you a dm

Send me also, thanks