Best card for BMS?

[sri_cc]

Ah, I forgot to take my Sapphiro card add on will apply for that.

I meant for IIND EZDNR

 

[sri_cc]

But both cards are not easily available as LTF.

AFAIK IIND Tiger is still being given out LTF (if being issued at all)

 

[sri_cc]

I took indusind eazydiner signature cc last year. Effectively it was FYF that time as there was spends based joining fee waiver offer that time. Now, card is up for renew. Any tricks to get the card renewal fee waived or converted to LTF. They were providing me option to convert to eazydiner platinum cc earlier LTF but that card doesn't have the free movie offer.

I would suggest to pay the Fee only if you're using the EazyDiner app to eat out regularly.
For me, it easily saves 5-6K per month on restaurent bills, so I am willing to pay the fees.
Else you can decide between closing the card or downgrading it.

 

[sri_cc]

I took indusind eazydiner signature cc last year. Effectively it was FYF that time as there was spends based joining fee waiver offer that time. Now, card is up for renew. Any tricks to get the card renewal fee waived or converted to LTF. They were providing me option to convert to eazydiner platinum cc earlier LTF but that card doesn't have the free movie offer.

also even if you use the BMS offer fully, it should save you 4800 (12 * 400)
even half of that should cover the fees

 

[sri_cc]

Not worth paying renewal fee, you need to do the fixed deposit method

what's the fixed deposit route?
do they make it LTF?

 

[drsel]

I would suggest to pay the Fee only if you're using the EazyDiner app to eat out regularly.
For me, it easily saves 5-6K per month on restaurent bills, so I am willing to pay the fees.
Else you can decide between closing the card or downgrading it.

So many cards give 30% discount

 

[sri_cc]

So many cards give 30% discount

but all those cards have a minimum transaction amount only above which that discount works
whereas even if your bill is like say 600, EZDNR would get you 150 off

 

[drsel]

but all those cards have a minimum transaction amount only above which that discount works
whereas even if your bill is like say 600, EZDNR would get you 150 off

Kotak Everyday debit card no minimum amount for 30% second discount upto 1000 on 3333

 

[Anindya98]

what's the fixed deposit route?
do they make it LTF?

@drsel Pls explain.

 

[sri_cc]

Kotak Everyday debit card no minimum amount for 30% second discount upto 1000 on 3333

didn't know this, also don't have this debit card with me

 

[drsel]

didn't know this, also don't have this debit card with me

You are paying real money to get a low discount of 25% when you can pay ZERO to get a higher discount of 30%. (20% more discount)

 

[arunkd386]

Icici Sapphiro for BMS and IDFC select/wealth for Paytm

 

[sri_cc]

You are paying real money to get a low discount of 25% when you can pay ZERO to get a higher discount of 30%. (20% more discount)

didn't understand this and also how is it 20% more discount?

 

[navdeep22]

For movies and events via bms, get icici sapphiro credit ₹500 on 2nd ticket
For only movies via bms, get yesbank Marquee credit ₹800 on 2nd ticket

 

[Taklu Haiwan]

AU Zenith+. 4 BOGO per quarter for tickets upto ₹500. Not sure if LTF is possible, but we get renewal benefits of 5000RP(1RP=1₹) so basically only GST is payable.

 

[drsel]

didn't understand this and also how is it 20% more discount?

On 3333 bill, I will get 1000 discount instead of 833.
1000 is 20% more than 833, so I will get 20% more discount every time.
There is no minimum bill requirement in both cards

 

[sri_cc]

On 3333 bill, I will get 1000 discount instead of 833.
1000 is 20% more than 833, so I will get 20% more discount every time.
There is no minimum bill requirement in both cards

ah got it, thanks for the explanation
now I want to know how to get that debit card?

I think I'd still keep the IIND EZDNR card for the BMS offers, I have an addon card and mostly I use all 4 tickets in a month
so that alone is 9600 for me

 

[drsel]

ah got it, thanks for the explanation
now I want to know how to get that debit card?

Easy just open Kotak everyday account and get it for free
don't pay money for 30% discount four times every month

 

[drsel]

See restaurants need huge volumes to make a profit.
the cost of the food is only 20% of their total costs, which include rent, electricity, salary to the manager, waiters, cooks, air conditioning etc.

So they don't mind giving big discounts in order to get the volumes

 

[sri_cc]

Easy just open Kotak everyday account and get it for free
don't pay money for 30% discount four times every month

ah there's 10K AMB requirement, but I guess it's small compared to the discounts they're offering