Best card for marriage spends

[jt268]

I already hold amex plat travel, regalia gold, neu infinity, icici amazon pay credit cards and the milestone benefit of the amex plat travel has already been achieved.
In the coming few months, I will be having high spends of ~10-20 lakhs. Which credit card would be best in terms of rewards/miles/ best value back?

 

[Anupama_Jha]

Get Axis Atlas - 2% normal and 5% accelerated RPs uptp 2L spends per month.

@drsel can guide more

 

[jt268]

Get Axis Atlas - 2% normal and 5% accelerated RPs uptp 2L spends per month.

@drsel can guide more

Thanks for the response. My fiance already holds this one and I noticed that there are certain cappings on the redemptions for the atlas card.
Would it still be advisable to get this card ?

 

[PainX]

I used Magnus for my marriage spends and curated enough points.

 

[makman]

Thanks for the response. My fiance already holds this one and I noticed that there are certain cappings on the redemptions for the atlas card.
Would it still be advisable to get this card ?

Cappings are still very reasonable and unlikely to be a problem for amount you are planning

 

[makman]

But if I were you, if your regalia gold is with a high limit then I'll redirect 7-8 lakhs on that to have an easy shot on Infinia

 

[pslashb]

I used Magnus for my marriage spends and curated enough points.

Were you able to use it on Jewellery anyhow?

Did Axis block card for high usage? or request invoices?

 

[pslashb]

I already hold amex plat travel, regalia gold, neu infinity, icici amazon pay credit cards and the milestone benefit of the amex plat travel has already been achieved.
In the coming few months, I will be having high spends of ~10-20 lakhs. Which credit card would be best in terms of rewards/miles/ best value back?

Will be easier to help if you can share category wise spends

 

[MrMonkey]

Were you able to use it on Jewellery anyhow?

Did Axis block card for high usage? or request invoices?

Jewellery txns are now excluded for earning points and milestones

 

[pslashb]

Jewellery txns are now excluded for earning points and milestones

What about Axis blocking card for high usage or requesting invoices?

 

[PainX]

What about Axis blocking card for high usage or requesting invoices?

Axis didn't block mine. Credit cards are meant to handle expenses, I don't see any reason why they would block your card for higher usages.

 

[pslashb]

Axis didn't block mine. Credit cards are meant to handle expenses, I don't see any reason why they would block your card for higher usages.

Read too many stories here that cards got blocked for high usage. Surprisingly Axis blocked my new Savings Account as well because it received a high credit lol

 

[Fini7777]

What about Axis blocking card for high usage or requesting invoices?

They r well known for asking for invoices and blocking cards

 

[PainX]

Read too many stories here that cards got blocked for high usage. Surprisingly Axis blocked my new Savings Account as well because it received a high credit lol

Lol. Then my high may be different than your high. xD

 

[HumorSimpson]

Lol. Then my high may be different than your high. xD

It's not you or he or I
It's axis that is always high.

wow that became poetry


Just axis things ... wanted a bill for a bowl of noodles

I

Post in thread 'Axis Bank sending notice for clarification regarding customer's travel spends on atlas'

Mar 12, 2024

Hello guys, I've received this email from Axis:



A couple of questions:
1. I booked a total of 9 Airbnb's during the Sept to Nov period. A few Airbnb's (5) were booked while applying for a Schengen Visa in September and later canceled. The rest, I made use of when I went to Europe. Do I need to send the invoices for cancelled one's also? I've received the refund for these.
2. The merchant China Express turns out was a food outlet in Phoenix mall, however, it has been categorized under "Hotels" for Axis. The spend was just of INR 540. How do I show proof of a 3-month old hakka...

• ilovecreditcards

• 
• 

 

[Raghav2006]

I already hold amex plat travel, regalia gold, neu infinity, icici amazon pay credit cards and the milestone benefit of the amex plat travel has already been achieved.
In the coming few months, I will be having high spends of ~10-20 lakhs. Which credit card would be best in terms of rewards/miles/ best value back?

I personally don't hold any premium card, but what I did was use Apay for jewellery and Axis ACE for other offline spends.
Now, I am thinking of getting LIT as well.

And then you can pay their bill using HDFC or indusind and get additional 1%.

 

[helloworld]

I already hold amex plat travel, regalia gold, neu infinity, icici amazon pay credit cards and the milestone benefit of the amex plat travel has already been achieved.
In the coming few months, I will be having high spends of ~10-20 lakhs. Which credit card would be best in terms of rewards/miles/ best value back?

regalia gold up-to 7.5L spends: ~ 9% (https://www.technofino.in/community/threads/atlas-vs-regalia-gold-vs-horizon.26500/)
atlas up-to 7.5L spends: ~ 9% (https://www.technofino.in/community/threads/atlas-vs-regalia-gold-vs-horizon.26500/)

neu infinity: for any other spends: ~ 3%

// do note: once done, immediately send mail to upgrade regalia gold/infinity to Infinia with these spends and take advantage.

btw, 10-20 lakhs are 100% budget strech, not a good range to get the best options.

 

[HumorSimpson]

neu infinity: for any other spends: around 3%

How. ? ?

 

[helloworld]

How. ? ?

Just an average I made that calculation. Ex: Tanishq 5%, Offline 1.5% -- overall = around 3%. above values are lowest, higher depends on category and/or redemption.

 

[Raghav2006]

Just an average I made that calculation. Ex: Tanishq 5%, Offline 1.5% -- overall = around 3%. above values are lowest, higher depends on category and/or redemption.

Tanishq in itself is expensive, just visited this August
OP will be better off visiting reliance and using Apay or any better card.

Would still end up saving 15-20% without CC.