Best card for non travelers?

[Dr Pulkit Sinha]

I am a central government officer in a tier 2 city. I am not at all into travelling, maybe once in a year. Which card should be better for me if I am having a monthly cc expenses of 50k which would be increasing soon to 1L per month. I tried for SC ultimate but my city is non serviceable. And obviously Amex is also not serviceable. As I can see most good cards are focused for travelers, what could be best for people like us? Any suggestions?

 

[rp0703]

I am a central government officer in a tier 2 city. I am not at all into travelling, maybe once in a year. Which card should be better for me if I am having a monthly cc expenses of 50k which would be increasing soon to 1L per month. I tried for SC ultimate but my city is non serviceable. And obviously Amex is also not serviceable. As I can see most good cards are focused for travelers, what could be best for people like us? Any suggestions?

For Online Purchases: SBI Cashback
For Utilities and Offline use: Axis Ace, If Airtel user then get can also get Axis Airtel Card (First year free offer upto 28-02-2023)
For Fuel: SBI Octane (If monthly expense over 15K) otherwise go for Axis Indian Oil Card (Life free offer upto 31-03-2023)

 

[luciferlucifer is verified member.]

sbi cashback card if you have major chunk as online spends

 

[Credit raja]

Axis Ace + SBI Cashback This Combo is great for you.

Check if you get these.

 

[Dr Pulkit Sinha]

Yes, i agree. I am using that and axis ace at the moment, and i am also happy with that. But i want to know if there is any premium cards for user like us?

 

[Credit raja]

Yes, i agree. I am using that and axis ace at the moment, and i am also happy with that. But i want to know if there is any premium cards for user like us?

Then Check Out Standard Chartered Ultimate Card.

 

[Dr Pulkit Sinha]

Then Check Out Standard Chartered Ultimate Card.

That that is unserviceable

 

[Dr Pulkit Sinha]

That that is unserviceable

Sadly that is unserviceable in my area 😢

 

[Credit raja]

Sadly that is unserviceable in my area 😢

Then Comes AU LIT or AU Ultra

 

[Rahul92]

Yes, i agree. I am using that and axis ace at the moment, and i am also happy with that. But i want to know if there is any premium cards for user like us?

I'm in the same spot as you are. Coming from a tier 2 city and searching for a super premium card , i finally got Magnus a couple of weeks ago.
If you can spend 1L ( as you say you are going to ) it gives 31000 ER points i.e. 6.2% at least. Returns could get better even if you travel once a year.

 

[Dr Pulkit Sinha]

I'm in the same spot as you are. Coming from a tier 2 city and searching for a super premium card , i finally got Magnus a couple of weeks ago.
If you can spend 1L ( as you say you are going to ) it gives 31000 ER points i.e. 6.2% at least. Returns could get better even if you travel once a year.

Thanks alot. That should help alot!

 

[anirban.choudhuryanirban.choudhury is verified member.]

You can also try axis select , medium joining fees , good features .

 

[Dr Pulkit Sinha]

Thank you will definitely check that out