BEST CARD FOR RENT PAYMENT; SBI CLUB VISTARA PRIME VS. IDFC CLUB VISTARA

[meadityaraj]

Does SBI Vistara prime card give 4CV points on payment of rent?
Which card is better of rent payment
Sbi vistara prime or idfc club vistara?
Sbi charges flat ₹199 + gst (is this info correct)?
My rent expense p.m is 1,00,000.

 

[okotoki]

Paid my rent using IDFC Vistara and below were the charges through housing app:
Rent was: 40k
Housing added taxes of: 961
IDFC took - Rent payment surcharge: 409.61 & IGST: 73.73

So for 40 k rent I ended up paying: 41443

Not sure how much SBI is charging.

Why don't you use RedGirraffe? It only charges 0.39% + GST.

I also pay rent using my IDFC Club Vistara through RedGiraffe.

Rent - 55k
RedGiraffe Charges - 0.39% + GST (18%) = 253
IDFC Rent Surcharge - 1% + GST (18%) = 652
Total paid - 55905 (extra 905)

Once bill is generated, pay the bill with HDFC Platinum Debit Card from SBI Unipay and get 1% back on the amount (excluding surcharge), in this case - 552. So net net I paid 352 extra for the rent payment. This also fetches CV points as it falls in 1 per 200 category, so I get 276 points and counts towards milestone.

Recently, PayZapp has removed the support of other bank credit cards for rent payments. In that case, can use the IDFC app.