Best card for utility payments?

[jiffyspace]

I have about 30-50K in utility payments every month.

I was using SCB Ultimate with 3.33% cash-back and no nonsense. But now the rewards have reduced to 2% which is still good (?).

Just wondering if there are any better cards out there for utility payments?

I am fearful of using Magnus for high utility payments because I have heard of card blocks etc. Even though my case is genuine, I don't want to deal with Axis CC if that happens.

What are the cards that I can consider if I already have Magnus and SCB Ultimate?

 

[Slayer]

I have about 30-50K in utility payments every month.

I was using SCB Ultimate with 3.33% cash-back and no nonsense. But now the rewards have reduced to 2% which is still good (?).

Just wondering if there are any better cards out there for utility payments?

I am fearful of using Magnus for high utility payments because I have heard of card blocks etc. Even though my case is genuine, I don't want to deal with Axis CC if that happens.

What are the cards that I can consider if I already have Magnus and SCB Ultimate?

Fear mongering is the worst trap you can fall into
Use a mix of Amazon Pay vouchers from Gyftr/GrabDeals

I'd also recommend Cashback for SBI Gyftr Amazon Pay voucher

 

[Mr. Aman]

I have about 30-50K in utility payments every month.

I was using SCB Ultimate with 3.33% cash-back and no nonsense. But now the rewards have reduced to 2% which is still good (?).

Just wondering if there are any better cards out there for utility payments?

I am fearful of using Magnus for high utility payments because I have heard of card blocks etc. Even though my case is genuine, I don't want to deal with Axis CC if that happens.

What are the cards that I can consider if I already have Magnus and SCB Ultimate?

use axis ace 5% unlimited cash back on utility bill

 

[SiddharthR]

I have about 30-50K in utility payments every month.

I was using SCB Ultimate with 3.33% cash-back and no nonsense. But now the rewards have reduced to 2% which is still good (?).

Just wondering if there are any better cards out there for utility payments?

I am fearful of using Magnus for high utility payments because I have heard of card blocks etc. Even though my case is genuine, I don't want to deal with Axis CC if that happens.

What are the cards that I can consider if I already have Magnus and SCB Ultimate?

Go with SBI CASHBACK CC,
Buy AGC from Gyftr YONO SBI & get 5+2% for upto ₹2L Bill payments

 

[Jatin1987]

Go with SBI CASHBACK CC,
Buy AGC from Gyftr YONO SBI & get 5+2% for upto ₹2L Bill payments

Is there any promo code need to apply

 

[SiddharthR]

Is there any promo code need to apply

Nope.
Just go to https://www.gyftr.com/sbiyono/brands/amazon-gift-vouchers

 

[RupayMan]

@jiffyspace How are you managing SC ultimate spend? As it got devalued and spending everything in this card is useless, you also seeking for other cards.

 

[gabu]

I used neu infinity card last month for 50k bill received 5% in coins this month.
Good for big basket /bb now if you are a regular user.
Used magnus too in past so don't worry imo.

 

[Jay285]

From GYFTR SBI Yono website I am not able to purchase Amazon gift voucher more than 10000 in a month.
Is anyone else also faced the same issue.
Please let me know if any has tried to purchase Amazon gift voucher on GYFTR using different mobile numbers with same sbi cashback card.

 

[Zacobite]

@jiffyspace How are you managing SC ultimate spend? As it got devalued and spending everything in this card is useless, you also seeking for other cards.

what devaluation? u still get 3.33%.. try paying via payzapp or amz pay.. i just paid rent via payzapp and got points... scb now will chg 1% on rent from April like all others.. but payzapp will still work

 

[RupayMan]

what devaluation? u still get 3.33%.. try paying via payzapp or amz pay.. i just paid rent via payzapp and got points... scb now will chg 1% on rent from April like all others.. but payzapp will still work

Not everyone is going to use sc card for rent, my main spending in offline than online, since online we have Cobranded cards that gives 5% always. Whatever they devalued those are all main categories

 

[Zacobite]

Not everyone is going to use sc card for rent, my main spending in offline than online, since online we have Cobranded cards that gives 5% always. Whatever they devalued those are all main categories

Yes.. everyone will have a different usagev/ preference.. Agree with you

 

[D7162]

Go with SBI CASHBACK CC,
Buy AGC from Gyftr YONO SBI & get 5+2% for upto ₹2L Bill payments

I guess Amazon pay have limit of max 15k for billpay using balance

 

[ak0047]

AMEX MRCC (1.5k x 4 = Rs. 6k) + 14 K = 20K Monthly (2000 MR) = 24K MR (yearly). Return is quite rewarding and you will enjoy Annual Fee waiver since already spending more than threshold). Load all that money into Amazon Pay and pay the bills.

 

[Avijeet]

Need updated list

Best card for Utility Bills

 

[4uziaul]

Need updated list

Best card for Utility Bills

Using Ace is still a viable option for paying bills up to 10k. However, for amounts exceeding that, it is recommended to purchase Amazon GV and use them to pay your bills. You can find existing discussions on our forum on how to purchase Amazon GV using different credit/debit cards.

 

[Avijeet]

Using Ace is still a viable option for paying bills up to 10k. However, for amounts exceeding that, it is recommended to purchase Amazon GV and use them to pay your bills. You can find existing discussions on our forum on how to purchase Amazon GV using different credit/debit cards.

Bills more than 10K .... Amazon showing only UPI option

 

[Rocky Bhai]

Bills more than 10K .... Amazon showing only UPI option

Amazon supports electricity bills upto 10k with apay gv rest amt need to paid via UPI
Ex- if your bill is 11k then combine 9900 with apay gc and rest upi

 

[VISHESH_BANSAL]

Amazon supports electricity bills upto 10k with apay gv rest amt need to paid via UPI
Ex- if your bill is 11k then combine 9900 with apay gc and rest upi

For my Amazon Account limit is 15k/Bill via any mode.
Are you guys using App or Web ?

 

[Rocky Bhai]

For my Amazon Account limit is 15k/Bill via any mode.
Are you guys using App or Web ?

Yeah just checked more than 10k is possible via any mode but earlier it didn't allowed me more than 10k strange 😕