Seeking advice on Using SBI Cashback Credit Card and Amazon Pay Balance for Large Utility Payments

[Ekavya]

I have a couple of questions regarding using the SBI Cashback Credit Card and Amazon Pay Balance for large payments:

1. A fellow Technofin user mentioned that Amazon Pay Balance (Gift Card) cannot be used to pay utility bills exceeding ₹15,000. If the bill amount is higher, Amazon won’t display the gift card balance as a payment option. However, today I successfully paid a bill of ₹15,029 using my gift card balance, which was my first attempt at a transaction of this size. Has there been a policy change, or was this an exception for my first transaction?
2. According to Amazon’s terms, there are certain limits on how much gift card value can be purchased with a credit card within specific time frames (e.g., ₹30,000 over 30 days, ₹40,000 over 60 days, etc.). Can I bypass this restriction by purchasing through multiple Amazon accounts, or would Amazon potentially flag or block my credit card?

I pay quarterly bills for three electricity connections, which can total up to ₹45,000. Is there anything specific I should be aware of when handling such large payments through the SBI Cashback Credit Card and Amazon Pay Balance?

 

[kapskumar]

Check your dm

Bro can you please dm me as well

 

[Pho3nix]

Check your dm

Could you also dm me, bro?

 

[sonuj]

Check your dm

Can you please DM me I want to pay my insurance

 

[Amjadh]

Please DM me also

 

[Pho3nix]

Are these restrictions specific to a particular card, or is it possible to buy more than ₹30,000 over 30 days using the same card and multiple accounts?