Best card to complement current portfolio

[mj01]

Hello,

I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards.

I have the following cards and I am looking to get another one:
1. Hdfc Infinia Metal
2. Idfc Wealth
3. Hsbc Platinum
4. Au Zenith

Except infinia, all other are LTF. I am looking for a card that would complement Infinia, as the usage on others is low (mostly bank specific offer related spends only, and some forex spends on idfc wealth). Specifically, a card that would offer good rewards on offline spends (better than 3.3% of Infinia) OR lower/ zero forex markup (not zero forex zero rewards cards) OR rewards on fuel spends OR complimentary golf for add-on cards OR a combination of these.

I tried Amex MRCC but got rejected in VKYC due to address issue, so amex cards are out of question right now. Looking at yes bank marquee right now (BOGO, 1% forex markup, complimentary guest lounge accesses). Do let me know whether I should get this or are there other cards available meeting at least one of the above requirements? I don't mind paying up to 10k annual/ joining fees if I can recover those easily.

Thanks,
MJ

 

[D₹V]

@S S V halp

 

[SSV]

@S S V halp

I will help him if I know your first name !! 😉 😉

 

[SSV]

Hello,

I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards.

I have the following cards and I am looking to get another one:
1. Hdfc Infinia Metal
2. Idfc Wealth
3. Hsbc Platinum
4. Au Zenith

Except infinia, all other are LTF. I am looking for a card that would complement Infinia, as the usage on others is low (mostly bank specific offer related spends only, and some forex spends on idfc wealth). Specifically, a card that would offer good rewards on offline spends (better than 3.3% of Infinia) OR lower/ zero forex markup (not zero forex zero rewards cards) OR rewards on fuel spends OR complimentary golf for add-on cards OR a combination of these.

I tried Amex MRCC but got rejected in VKYC due to address issue, so amex cards are out of question right now. Looking at yes bank marquee right now (BOGO, 1% forex markup, complimentary guest lounge accesses). Do let me know whether I should get this or are there other cards available meeting at least one of the above requirements? I don't mind paying up to 10k annual/ joining fees if I can recover those easily.

Thanks,
MJ

@S S V halp

Marquee is definitely worth a look in your case ..

Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details

For YES CC Rewardz Redemption details , Please see here... https://www.technofino.in/community/threads/yes-bank-credit-card-rewardz-redemption-options-for-marquee.22116/ Yes Bank MARQUEE Credit Card As you guys already know, YES Bank is revamping their CC protfolio recently , I took a dive...

www.technofino.in

 

[helloworld]

are there other cards available meeting at least one of the above requirements? I don't mind paying up to 10k annual/ joining fees if I can recover those easily.

Thanks,
MJ

F Y I:
https://www.technofino.in/community...edit-card-recommendation-by-technofino.21160/

 

[BVCBVC is verified member.]

Hello,

I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards.

I have the following cards and I am looking to get another one:
1. Hdfc Infinia Metal
2. Idfc Wealth
3. Hsbc Platinum
4. Au Zenith

Except infinia, all other are LTF. I am looking for a card that would complement Infinia, as the usage on others is low (mostly bank specific offer related spends only, and some forex spends on idfc wealth). Specifically, a card that would offer good rewards on offline spends (better than 3.3% of Infinia) OR lower/ zero forex markup (not zero forex zero rewards cards) OR rewards on fuel spends OR complimentary golf for add-on cards OR a combination of these.

I tried Amex MRCC but got rejected in VKYC due to address issue, so amex cards are out of question right now. Looking at yes bank marquee right now (BOGO, 1% forex markup, complimentary guest lounge accesses). Do let me know whether I should get this or are there other cards available meeting at least one of the above requirements? I don't mind paying up to 10k annual/ joining fees if I can recover those easily.

Thanks,
MJ

You don't have Rupay credit card which covers UPI spends and No Amex card.

I would suggest you to add

+ HDFC Tata Neu Infinity and
+ Amex Plat travel or MRCC (which can be bought before this month end with referral program)