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Review my card portfolio and suggest modifications

Hi Folks, I have got below cards with decent limits 3+Lacs
Amazon pay ICICI
BOB Eterna
Axis IOCL
Axis Select
SBI card BPCL
Amex Rewards
Axis New Rewards
Federal Bank Celesta
HDFC Neu Infinity
HDFC Swiggy
ICICI Rubyx

All are LTF except the Axis Select and Amex Rewards.(Axis rewards came from CITI migration), please help me with new cards, I have spends mostly online+BMS and mostly UPI. Also help for insurance and other things. I need a card for forex+international lounge access and maximum rewards on insurance etc. Please help, thanks.


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