Best Cashback Rupay credit card

[Santhosh]

Can any one suggest Best Cashback Rupay credit card ?

 

[panu24]

Mostly rupay cards available have their own way of spending criteria to earn reward points.
I don't remember if ther is any cashback rupay card available.
Tata Neu Infinity is mostly rewarded card currently. But you can redeem it's reward points on Tata partner brands.

 

[sousnake]

Can any one suggest Best Cashback Rupay credit card ?

Bob snapdeal rupay cc

 

[Santhosh]

Bob snapdeal rupay cc

It has Reward points , I am asking about cashback cards. Thanks for the suggestion.

 

[sousnake]

It has Reward points , I am asking about cashback cards. Thanks for the suggestion.

yes reward points but they automatically convert rp to statement cashback. No effort from our side. So it is sort of cashback only.

 

[JATINMALHOTRA]

4 Rewards points to 1 rs auto credited in next statement

 

[aryanmahajan2506]

I think Tata neu infinty is a good card, it becomes best if you shop at TATA Partner brands regularly.

 

[HumorSimpson]

kiwi -- 2% and can go upto 5% on milestones.

 

[sousnake]

kiwi -- 2% and can go upto 5% on milestones.

nhi milta hai sir.. yes bank only 1 card allows.. next best is bob snapdeal imo

 

[insomniac911]

Au Lit is decent for Rupay spends! you can get 500 every month on spending 10K and 10x reward points for your transactions. Its a decent value back if you ask me.!

 

[cardio_guycardio_guy is verified member.]

As of today many people have been saying these are the best ones that gives cashbacks on UPI spends:

• Kiwi yes
• Super card
• Neu infinity
• Bob snapdeal

I have only tried neu infinity among this. But my experience has not been that great. Main reasons are:

• We need to use neu app for 1.5% rewards. But the app user interface and experience is not good.
• Rewards are neu coins and we need to use it for Tata brand purchases only. Unusable for bill payments or statement credits.
• Neu coins expire. Need to track expiry and keep using it. Otherwise it is a waste.
• Unlocking and export of neu coins is a total mess. Very difficult to track these.

Because of all this, I am also thinking of arop using neu card/app and try some other simpler Rupay CC. I am thinking of considering @sousnake suggestion of BOB snapdeal. I don't want to go with the newly launched Fintech apps. Because at any time they can change their terms. Not dependable for long term. Super money by Flipkart maybe OK. Need to explore that as well.
@Santhosh did you get to use any other rupay CC?

 

[HumorSimpson]

Au Lit is decent for Rupay spends! you can get 500 every month on spending 10K and 10x reward points for your transactions. Its a decent value back if you ask me.!

1. Can we use the cc on other apps and still get the cashback?

2.What features to subscribe?

 

[prankster]

F ollo wing

 

[insomniac911]

1. Can we use the cc on other apps and still get the cashback?

2.What features to subscribe?

1. Can we use the cc on other apps and still get the cashback?

2.What features to subscribe?

Sorry for the delay. Afaik, it's just the spend limits - they don't care where you spend on or how it's spent.

I have currently subscribed to 3 features 10x reward on online, offline spends and 5% cashback upto 10k per month.