Best CC for my mobile purchase

[Sagar]

Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:

• Axis: Ace, Flipkart, Select, Cashback, Rewards
• American Express: MRCC
• HDFC: Diners Club Black (DCB), Swiggy
• ICICI: Sapphiro
• Federal Bank: Celesta
• Standard Chartered: Platinum Rewards
• IDFC: Select

Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar

 

[praful47]

Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:

• Axis: Ace, Flipkart, Select, Cashback, Rewards
• American Express: MRCC
• HDFC: Diners Club Black (DCB), Swiggy
• ICICI: Sapphiro
• Federal Bank: Celesta
• Standard Chartered: Platinum Rewards
• IDFC: Select

Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar

Payment to ek hi card se hoga 2-3 card kaise suggest kare .

 

[Pikachu.]

Axis: Ace, Flipkart, Select, Cashback, Rewards

How the hell you are holding 5 Axis cards?

 

[praful47]

Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:

• Axis: Ace, Flipkart, Select, Cashback, Rewards
• American Express: MRCC
• HDFC: Diners Club Black (DCB), Swiggy
• ICICI: Sapphiro
• Federal Bank: Celesta
• Standard Chartered: Platinum Rewards
• IDFC: Select

Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar

Croma . .

 

[Sagar]

Payment to ek hi card se hoga 2-3 card kaise suggest kare .

haan bro bt kuch benefits cashback k form me hoge and kuch reward points toh agar benefit me minor difference he the i prefer cashback.

 

[praful47]

haan bro bt kuch benefits cashback k form me hoge and kuch reward points toh agar benefit me minor difference he the i prefer cashback.

Offline stores pe card payment ka discount chalta rehta hai 10% - 15 mostlyHDFC cards .

 

[Anindya98]

Croma . .

One of my friends is buying an AC from Chroma using my card. Sadly, I can only use the Kiwi card as I am not physically present with them. All these offers are applicable while swiping the card IG?

 

[Venkata Ramesh C V]

Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:

• Axis: Ace, Flipkart, Select, Cashback, Rewards
• American Express: MRCC
• HDFC: Diners Club Black (DCB), Swiggy
• ICICI: Sapphiro
• Federal Bank: Celesta
• Standard Chartered: Platinum Rewards
• IDFC: Select

Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar

Most cards these days do not give any reward points on EMI purchases. But the EMI spends are considered for Milestone benefits on few cards. Need to remember this when doing an EMI transaction.

 

[Guddi]

One of my friends is buying an AC from Chroma using my card. Sadly, I can only use the Kiwi card as I am not physically present with them. All these offers are applicable while swiping the card IG?

You can ask them to send link, I did the same and got discount.

 

[Sagar]

How the hell you are holding 5 Axis cards?

I had 3 card with axis and I had 2 cards with citi bank before the merger so total 5 cards and 4 of them are LTF.