best cc for utilities >1L

[Alex292929]

please recommend premium cc to get maximum benefits as per my spendings
spending of more then 1L- 1.5L each month on utilities
I think it should be magnus but posting this to explore more options.
non cashback cards only ( annual fees upto10k)

 

[Tejo]

please recommend premium cc to get maximum benefits as per my spendings
spending of more then 1L- 1.5L each month on utilities
I think it should be magnus but posting this to explore more options.

Axis ace ... Google pay only
Freecharge plus ... freecharge only

Remaining cards only upto 2% or have cap

 

[Alex292929]

Axis ace ... Google pay only
Freecharge plus ... freecharge only

Remaining cards only upto 2% or have cap

I forgot to mention non cashback cards

 

[CardSeeker]

if u pay everymonth more than 1lakh then it will cancel automatically

 

[Tejo]

if u pay everymonth more than 1lakh then it will cancel automatically

I heard for freecharge plus

Does ace too being cancelled?

 

[sidart]

How do you define Utilities? If Amount of 1 lac plus each month then would be marked as commercial.
Your card would be cancelled and flagged off in the Bank.

 

[Tejo]

How do you define Utilities? If Amount of 1 lac plus each month then would be marked as commercial.
Your card would be cancelled and flagged off in the Bank.

Only more than 2.5% rewards cards will be cancelled.

 

[karankayastha]

Axis ace ... Google pay only
Freecharge plus ... freecharge only

Remaining cards only upto 2% or have cap

Freecharge plus gives 5% CB on Utilities? any Cap?

 

[CardSeeker]

I heard for freecharge plus

Does ace too being cancelled?

ace will get cancelled if u are paying alot

 

[CardSeeker]

Freecharge plus gives 5% CB on Utilities? any Cap?

no cap they charges 1% conv fees above 1000rs

 

[CardSeeker]

Only more than 2.5% rewards cards will be cancelled.

no above 1lakh utility bills marked as commmerical itself

 

[Alex292929]

How do you define Utilities? If Amount of 1 lac plus each month then would be marked as commercial.
Your card would be cancelled and flagged off in the Bank.

that's true what about business cards?

 

[CardSeeker]

that's true what about business cards?

u can pay with business cards no issues

 

[karankayastha]

no cap they charges 1% conv fees above 1000rs

Still 4% cb is not bad i guess it better than ace as ace is not available to many

 

[CardSeeker]

Still 4% cb is not bad i guess it better than ace as ace is not available to many

they also cancel the card if they found commercial usage

 

[Indian]

AU vetta gives 1% without cap for utilities , earlier it was 2.5%

 

[saucy]

You can apply for amex platinum credit card - it's non cashback, and rewards you on your ANNUAL spending - no monthly milestone!

Use it for 4L worth of spends every year for around 8% value back as GVs and Taj Coupons.

Apply for Free first year + reduced fees + bonus points

 

[VijayflyRaven]

please recommend premium cc to get maximum benefits as per my spendings
spending of more then 1L- 1.5L each month on utilities
I think it should be magnus but posting this to explore more options.
non cashback cards only ( annual fees upto10k)

Might be better to use more than 1 card and mix with other categories.
Magnus
Infinia
Amex platinum and MRCC

Cashback for reference:
===========
Eterna
Ace
Freecharge
HDFC tata neu

=======
Only for non commercial use

 

[sidart]

that's true what about business cards?

Business cards are meant for commercial transactions. Banks dont offer much rewards on these cards due to the volume of transactions.
Are you looking for a Business Card alternative?

 

[saucy]

Ye sab nahi poocha jaata 🤭🤭

Bhai ye calculation kaha se laye?

Kitno ke flipkart cards ban huye Hain - unko flipkart bhi specially 2.5% de raha tha Chaitanya bro. Ameer logo ki scheme hai🤣