Less known CC for utility MCC 4900

[herefordeals]

HSBC Cashback for that sweet 10%

Thanks for the suggestion. As it has max cap of cashback upto 1000/- per month
My spendings will be big around 1.5-2 Lac per month. Please suggest which card will give maximum rewards for such spending.

 

[herefordeals]

Off Topic : What are some best credit cards preferably Non Amex( More than 3% Reward Rate) for Grocery / Departmental Store OFF LINE Spend (MCC: 5411 & 5399).
If there exist any other thread please share the link. Thanks

@D₹V Bhai kuch mere liye bhi soch ke batana.

 

[D₹V]

@D₹V Bhai kuch mere liye bhi soch ke batana.

Nai pata .

 

[hs23new]

M

Off Topic : What are some best credit cards preferably Non Amex( More than 3% Reward Rate) for Grocery / Departmental Store OFF LINE Spend (MCC: 5411 & 5399).
If there exist any other thread please share the link. Thanks

please make seperate thread for this.

 

[Rdspam]

HSBC Cashback for that sweet 10%

Thanks for the suggestion. As it has max cap of cashback upto 1000/- per month
My spendings will be big around 1.5-2 Lac per month. Please suggest which card will give maximum rewards for such spending.

Au Zenith then. 4-5% reward rate on dining and groceries. No capping.

 

[D7162]

SBI ELITE Business giving 4% cashback on utility.

But you cant apply - SBI dont know how to apply for their business cards, if you can get, let me know, been trying from months, and last i checked, they removed ELite business from their website as well

 

[Tejo]

Hello, websites for utility mcc?

 

[D7162]

IDFC Wealth LTF - 2.5%

Utility is removed from 3x/5x as far as I remember

 

[D7162]

Hello, websites for utility mcc?

Payzapp ? ?

 

[hs23new]

Utility is removed from 3x/5x as far as I remember

Thanks for the update.

 

[Tejo]

But you cant apply - SBI dont know how to apply for their business cards, if you can get, let me know, been trying from months, and last i checked, they removed ELite business from their website as well

Did you tried via branch

 

[D7162]

Did you tried via branch

No.. I am scared to visit SBI branch 😛 😛

 

[BhaiyaJi]

Thanks for the update.

Please also mention whether each card in your list are confirmed or not. Its a confusing list.

 

[hs23new]

Please also mention whether each card in your list are confirmed or not. Its a confusing list.

Its confirmed. Remove Wealth CC from list as giving 0.25% return only on utility.

 

[BhaiyaJi]

Bhai I meant for each card.

 

[BhaiyaJi]

CSB Jupiter Rupay CC LTF - 1% - 2%
There are no rewards on utility payments.

 

[hs23new]

CSB Jupiter Rupay CC LTF - 1% - 2%
There are no rewards on utility payments.

Where is this mentioned?

 

[BhaiyaJi]

On their app

 

[hs23new]

On their app

Thanks for the update. Removed CSB Jupiter Rupay from list.

Cashback limits:
Max. cashback of ₹1,000 per billing cycle, i.e. 5000 Jewels. We will run exciting offers to increase billing cycle limits for customers who meet monthly spend milestone.

Exclusions:

• Excluded categories for cashback rewards: Wallet, EMI, fuel or electricity, telephone, mobile, and other utility bills.
• Rental payments are not allowed on Rupay Credit Card or UPI-CC.

 

[Baki]

SBI ELITE Business giving 4% cashback on utility.

How to apply on option on offical website