Best CC with aggressive spend based rewards / milestone rewards

[RaghupatiRaghav]

Looking to make a few big payments from my CC in a short span soon. Was looking to get a new credit card so I can hit some aggressive spend based rewards easily/quickly. Even ready to pay joining fee. Help me with your best ones please.

Target spend - 3L/4L in next week.

Currently holding 5 credit cards with credit limits ranging between 2L to 5L.

Cards considered - Axis/SBI Vistara base [giving 4 economy vistara tickets at 4L yearly spend (which I'll do this week itself) and CV points worth 10k - bringing total return to around 6%/7%]

 

[Walter White]

Looking to make a few big payments from my CC in a short span soon. Was looking to get a new credit card so I can hit some aggressive spend based rewards easily/quickly. Even ready to pay joining fee. Help me with your best ones please.

Target spend - 3L/4L in next week.

Currently holding 5 credit cards with credit limits ranging between 2L to 5L.

Cards considered - Axis/SBI Vistara base [giving 4 economy vistara tickets at 4L yearly spend (which I'll do this week itself) and CV points worth 10k - bringing total return to around 6%/7%]

Take Prime instead of base variant due to better returns. Even if you want to take base variant, choose SBI over Axis (3 CV points per 200 vs 2 CV points per 200).

Unless you want to use it for government spends or utilities, take American Express Platinum Travel. Will get you 48000 points+10k Taj voucher on 4L spends.

 

[RaghupatiRaghav]

Take Prime instead of base variant due to better returns. Even if you want to take base variant, choose SBI over Axis (3 CV points per 200 vs 2 CV points per 200).

Unless you want to use it for government spends or utilities, take American Express Platinum Travel. Will get you 48000 points+10k Taj voucher on 4L spends.

Hi WW,
Thanks for your response. Currently I'm between SBI base and Axis mid.

Spend of 5L shows the following return statement -

SBI (1.5k fee)- 8500 CV Points + 4 Economy tickets

Axis Mid (3k fee)- 13000 CV Points + 4 Premium Economy

Do you have any other cards in mind where instant use of 5L grants a better reward ratio? Or any other cards that have aggressive spend based rewards?

 

[Walter White]

Hi WW,
Thanks for your response. Currently I'm between SBI base and Axis mid.

Spend of 5L shows the following return statement -

SBI (1.5k fee)- 8500 CV Points + 4 Economy tickets

Axis Mid (3k fee)- 13000 CV Points + 4 Premium Economy

Do you have any other cards in mind where instant use of 5L grants a better reward ratio? Or any other cards that have aggressive spend based rewards?

If you want to take the mid-variant, take SBI Prime/IDFC Vistara card. Axis has a long list of exclusions.

 

[RaghupatiRaghav]

If you want to take the mid-variant, take SBI Prime/IDFC Vistara card. Axis has a long list of exclusions.

Thanks again. Agreed, will get SBI Prime if I stick with the Vistara choice.

Any other card (non Vistara) that I should be looking at? Or any joining fee waiver offers for these Vistara cards?