Best Credit card app(Inhouse/original)(Android platform).Share your views.

[NikTravelEnthusiast]

Hello community members.
I am a beginner level credit card enthusiasts.

Through this post I want your views on best useful credit card app( inhouse/ original).

Out of my portfolio of credit cards, I have used Amex , Axis, IDFC, HDFC apps.

Amex- It's very easy to use. All the relevant info is available. Not the fastest, but descent enough operation speed. Chat support-Resopnsive and resolves queries instantaneously. Overall very good app.

Axis bank- difficult to understand, hangs multiple times, slow. Gives descent info.over all ok.

HDFC- Hardly remember using it.

IDFC- unistalled as I didn't found it much useful.

Please share your views and opinion about different apps.

 

[Tejo]

Try standard chartered card na

 

[anirban.choudhuryanirban.choudhury is verified member.]

ICICI - no one can match their tech
Amex - Experience in the business is clearly shown in their app
IDFC - Keep it Simple silly type
Axis - Cluttered , clearly shows inexperience
HDFC - Okish nothing fancy , but gets the job done
BOB - intuitive and neat
PNB - one of the best for PSU
SBI - Great app
Yes bank - Pathetic
Stanc - Gets the job done
RBL - Good app almost everything has a separate app dedicated to credit cards
Federal - Too much restrictions

 

[NikTravelEnthusiast]

ICICI - no one can match their tech
Amex - Experience in the business is clearly shown in their app
IDFC - Keep it Simple silly type
Axis - Cluttered , clearly shows inexperience
HDFC - Okish nothing fancy , but gets the job done
BOB - intuitive and neat
PNB - one of the best for PSU
SBI - Great app
Yes bank - Pathetic
Stanc - Gets the job done
RBL - Good app almost everything has a separate app dedicated to credit cards
Federal - Too much restrictions

Great input. Thanks

 

[AnungUnRama]

I know most ppl here love to shit on OneCard and its reward rate, but I found their app to be THE BEST among the other apps I've used to manage CCs.- points and transactions get reflected immediately, it has a slide to transact feature. And above all, the app itself is very responsive and its UX is sleek.

 

[NikTravelEnthusiast]

I feel the credit cards app should be more engaging and fun to use. For example CRED app, it engages you for a long time.Nicely seggregated information. Clean UI.Lots of offers on display. One might end up shoppping couple of items also.

 

[Card_Crafter]

If only Credit card experience is considered then Onecard has the best app.
I find the Axis app very unorganised, unresponsive and cluttered.

 

[Tejo]

But one card lacks rewards.

5x only for top two categories, sad.

Sometimes swipe feature doesn't work.

Everyone as thier own draw back.

 

[NikTravelEnthusiast]

Ok. Good inputs

 

[RaviAglRaviAgl is verified member.]

+1 for Icici's iMobile app
+1 for Sbi's Sbi Card app

Citibank app has a sort of poor interface. but gets the job done.

I use hdfc netbanking which gives all the credit card information out there so did not find their app useful. Yes, the app has far less options to present than in netbanking, so I stopped using it.

Thanks,

 

[NikTravelEnthusiast]

+1 for Icici's iMobile app
+1 for Sbi's Sbi Card app

Citibank app has a sort of poor interface. but gets the job done.

I use hdfc netbanking which gives all the credit card information out there so did not find their app useful. Yes, the app has far less options to present than in netbanking, so I stopped using it.

Thanks,

Agreed

 

[aniruddhaadhe]

In CC apps.
SBI is good. Gets points instantly. I can raise request easily. If u put card closure request, u get immediately call back.

Custcare is pathetic though.

 

[NikTravelEnthusiast]

In CC apps.
SBI is good. Gets points instantly. I can raise request easily. If u put card closure request, u get immediately call back.

Custcare is pathetic though.

Customer support is pathetic. They looked so helpless at times.
Otherwise app has a good feedback.

 

[AnungUnRama]

In CC apps.
SBI is good. Gets points instantly. I can raise request easily. If u put card closure request, u get immediately call back.

Custcare is pathetic though.

You're right in pointing out that the app is good, but oftentimes when there is any issue while using their product, the response time taken by SBI's customer back-end team is very long.

 

[great]

AU bank is also good
Kotak average

 

[Hisoka]

I personally find HDFC as the best banking app. It’s fast, easy to use and shows reward points even before statement is generated. Statement download is really easy. Only issue is find is if you close the app without logging out, you’ve to wait to 5-7 mins to log back in. But that you get used to.

AMEX is good but a little too basic. Axis is also good but a little slow sometimes.

ICICI is just average. PNB and Kotak are the worst.

 

[NikTravelEnthusiast]

I personally find HDFC as the best banking app. It’s fast, easy to use and shows reward points even before statement is generated. Statement download is really easy. Only issue is find is if you close the app without logging out, you’ve to wait to 5-7 mins to log back in. But that you get used to.

AMEX is good but a little too basic. Axis is also good but a little sometimes.

ICICI is just average. PNB and Kotak are the worst.

Great feedback. Thanks for sharing

 

[Rohith_Kumar_Sp]

ICICI - no one can match their tech

Apparently too well. I don't want to disable developer option on my phone to use thier damn app. I have other things I need to use like making transitions 0.5x, to thier app, the forced me or turn off Dev options.

 

[Walter White]

ICICI - no one can match their tech
Amex - Experience in the business is clearly shown in their app
IDFC - Keep it Simple silly type
Axis - Cluttered , clearly shows inexperience
HDFC - Okish nothing fancy , but gets the job done
BOB - intuitive and neat
PNB - one of the best for PSU
SBI - Great app
Yes bank - Pathetic
Stanc - Gets the job done
RBL - Good app almost everything has a separate app dedicated to credit cards
Federal - Too much restrictions

The only issue with Amex is that it doesn't show points separately in case of multiple cards.

 

[NikTravelEnthusiast]

The only issue with Amex is that it doesn't show points separately in case of multiple cards.

Then how do check it?