Best Credit Card for Frequent Travel with Family? Need Advice!

[Momo_Scooby]

First year on Atlas is 8 international lounge visits irrespective of spends.... second year onwards it is 8 if spends cross 7.5. Below 7.5 it is 4 visits

Will definitely give a read to Atlas CC.

 

[Momo_Scooby]

Why not infinia add-on for your wife?

She did got add on, but the card number is the same as mine, and hence she will not be able to use that for online as I will be getting OTP.
I read somewhere that now HDFC provides an add-on with a different card number (not very sure about it ), but it might be as this was an upgrade on previous cards.
Regalia -> DCB -> Infinia, and from the start, the add-on was coming with the same card number, so it might be the reason the new Infinia Add-on on that she got is like that only.

 

[Momo_Scooby]

Atlas has 2 extra exclusions ... Insurance and Jewellery... Rest all exclusions are same.

IDFC DC is good suggestion, especially wealth DC... however IDFC CCs are only noise, not much use

IDFC DC, at least Wealth DC, will not be possible for me, as I don't leave much amount in any of my savings accounts at all, just put them all in investments.
Wealth CC, I am thinking of closing.
I do have an IDFC 3 in 1 Demat account with Zerodha, but again the saving account doesn't have much in it, mostly around 1 lakh only.

 

[Momo_Scooby]

Just a bit of a weird question, but hoping someone can help me out.


Lounge access is one of the key criteria for me. I used to have the DCB LTF, which I then upgraded to FYF Infinia. But now with the recent changes, Infinia’s Priority Pass doesn’t work for domestic lounges, and specifically, the 080 Lounge at Terminal 1 in Bengaluru doesn’t seem to accept Infinia either—at least not as per the official lounge access PDF. However, DCB was accepted there.


So here’s my question: would it make sense to get the Marriott Bonvoy card just for lounge access? It’s also on the Diners network, so would the lounge access be the same as with DCB?


I don’t intend to spend much on this card (given its poor reward rate), but I feel that the 1 free night and 10 elite nights (towards Silver Elite status) do justify the ₹3000 annual fee.


Am I missing something here or just jumping to conclusions too fast?

CC: @sourpai @cardio_guy @makman @Indrajeet100 @jk51 @SSV @Abhishek012 @Vasuki @Wealth is my birth right! @drsel @Chaitanya-a

 

[sourpai]

Just a bit of a weird question, but hoping someone can help me out.


Lounge access is one of the key criteria for me. I used to have the DCB LTF, which I then upgraded to FYF Infinia. But now with the recent changes, Infinia’s Priority Pass doesn’t work for domestic lounges, and specifically, the 080 Lounge at Terminal 1 in Bengaluru doesn’t seem to accept Infinia either—at least not as per the official lounge access PDF. However, DCB was accepted there.


So here’s my question: would it make sense to get the Marriott Bonvoy card just for lounge access? It’s also on the Diners network, so would the lounge access be the same as with DCB?


I don’t intend to spend much on this card (given its poor reward rate), but I feel that the 1 free night and 10 elite nights (towards Silver Elite status) do justify the ₹3000 annual fee.


Am I missing something here or just jumping to conclusions too fast?

CC: @sourpai @cardio_guy @makman @Indrajeet100 @jk51 @SSV @Abhishek012 @Vasuki @Wealth is my birth right! @drsel @Chaitanya-a

080 T1 at Bangalore accepts Infinia... I use it every time...

If you have doubts, please check dreamfolks web access by adding Infinia and lounge will show up...

Am I missing something here or just jumping to conclusions too fast?\

Yes jumping to conclusions without verifying

 

[Chaitanya-a]

Just a bit of a weird question, but hoping someone can help me out.


Lounge access is one of the key criteria for me. I used to have the DCB LTF, which I then upgraded to FYF Infinia. But now with the recent changes, Infinia’s Priority Pass doesn’t work for domestic lounges, and specifically, the 080 Lounge at Terminal 1 in Bengaluru doesn’t seem to accept Infinia either—at least not as per the official lounge access PDF. However, DCB was accepted there.


So here’s my question: would it make sense to get the Marriott Bonvoy card just for lounge access? It’s also on the Diners network, so would the lounge access be the same as with DCB?


I don’t intend to spend much on this card (given its poor reward rate), but I feel that the 1 free night and 10 elite nights (towards Silver Elite status) do justify the ₹3000 annual fee.


Am I missing something here or just jumping to conclusions too fast?

CC: @sourpai @cardio_guy @makman @Indrajeet100 @jk51 @SSV @Abhishek012 @Vasuki @Wealth is my birth right! @drsel @Chaitanya-a

I use HDFC mariott bonvoy and Kotak Myntra for 080 T1 everytime. They work flawlessly.

 

[makman]

Just a bit of a weird question, but hoping someone can help me out.


Lounge access is one of the key criteria for me. I used to have the DCB LTF, which I then upgraded to FYF Infinia. But now with the recent changes, Infinia’s Priority Pass doesn’t work for domestic lounges, and specifically, the 080 Lounge at Terminal 1 in Bengaluru doesn’t seem to accept Infinia either—at least not as per the official lounge access PDF. However, DCB was accepted there.


So here’s my question: would it make sense to get the Marriott Bonvoy card just for lounge access? It’s also on the Diners network, so would the lounge access be the same as with DCB?


I don’t intend to spend much on this card (given its poor reward rate), but I feel that the 1 free night and 10 elite nights (towards Silver Elite status) do justify the ₹3000 annual fee.


Am I missing something here or just jumping to conclusions too fast?

CC: @sourpai @cardio_guy @makman @Indrajeet100 @jk51 @SSV @Abhishek012 @Vasuki @Wealth is my birth right! @drsel @Chaitanya-a

Don't use Infinia PP. Just use Infinia card. Works in 080 T1 or any other domestic lounges. No need of Marriot bonvoy for that purpose

 

[makman]

IDFC DC, at least Wealth DC, will not be possible for me, as I don't leave much amount in any of my savings accounts at all, just put them all in investments.
Wealth CC, I am thinking of closing.
I do have an IDFC 3 in 1 Demat account with Zerodha, but again the saving account doesn't have much in it, mostly around 1 lakh only.

IDFC CC is a useless card. No point in spending 20k to use lounge access of this card. IDFC wealth DC once wealth account opened (after initial high funding) doesn't have to maintain the funds in the account. I keep only some 10-25k in that account. But again no use of this DC for guest access in intl lounges. You get 2 intl lounges/qtr for cardholder

 

[theXfactor]

I don't really know the exact eligibility for EPM, and I'm sorry that I didn't spend much time on the forum to figure it out on my own. Like I said, with a three-month-old baby, I rarely get much chance for it. Thanks for your valuable suggestions. I will try to read about it as much as possible with the time I get.

I do have IDFC Wealth Credit LTF but don't know if spending 20k a month is worth it on this card, hence I was thinking of closing it.

I don't put a large amount in a savings account, I usually invest what all left, and will use CC for something emergency, and then can get LAMF in one working day for anything required urgently, so this will not be feasible for me, but really thankful for the suggestions and options.

It's difficult to explain EPM's eligibility and all that here unless you do your home work...and even if someone does you may still be left with several Qs. Suggest you go thru ICICI portal and a few threads on this forum and read about EPM combined with iShop you will understand.

In short, EPM is a great card for lounges domestically (as international lounges are covered by the PP anyway). It gives you access to even 080 VIP lounge e...not that 080 VIP lounge is a big deal or deal breaker but that speaks about it's exhaustive lounge coverage in India...