Best Credit Card for Offline Shopping in 2024 - Query & Discussion

[helloworld]

2% cashback or reward points? and how can we redeem this?

spend 1.25K then get 2500 points = 2500rs. as cashback -> redeem through their portal.

2500 min. required for redemption, its like HDFC Millennia where that needs only 1000.

 

[sunit123]

- Paid or LTF?
- Rewards or Airmiles/Hotel Points or Revenue booking or Cashback?
- Can you get any card, if we listed?
- Apprx. spends on this category?
- Any existing cards?
- Ok for milestone cards (which needs fixed amount of spends to get better rewards)?
- If Paid, how much max. can you pay for that card? Is 72,500 including GST ok? (if LTF ignore this question)
- Can you use this card solely for this category (offlline shopping) or it needs to be some other categories too?

---- Or

If those are gyftr voucher accepted stores - Any online best card with you? like SBI CB 5%
If not - Yes Reserv w/3x subscription ( a detailed posts already available ) 4.5%

Scapia is giving 2% on offline spend...I am okay to redeem for air tickets...Any other catch here or is it good for offline spend

 

[Piyush_Jaiswal]

Axis Atlas gives 2% Miles
1 Mile = Rs 1 (Gift Vouchers including Amazon)
If you convert to partner miles, the value is much more.

 

[helloworld]

Scapia is giving 2% on offline spend...I am okay to redeem for air tickets...Any other catch here or is it good for offline spend

currently good one for offline, even better with milestones compared to most other upi cards. specific category wise au lit there but that got devalued, so scapia for now.

but even scapia also has tncs for that 2%.