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Best Credit Card for Offline Spends
- Thread starter John123
- Start date
Have an upcoming wedding in the family.
While I have SBI Cashback Card for online purchases giving 5% flat cashback, looking for a credit card which gives best possible rewards on offline spends across categories- clothing, restaurants, grocery, etc.
Already holding MRCC, IDFC Select, Sbi Cashback
While I have SBI Cashback Card for online purchases giving 5% flat cashback, looking for a credit card which gives best possible rewards on offline spends across categories- clothing, restaurants, grocery, etc.
Already holding MRCC, IDFC Select, Sbi Cashback
SC Ultimate
Get AU LIT. It's base rate is just 0.25 per Rs.100 spend. But you can activate features or packs (you have to pay) for additional cashback and points. All packs remain active for 90 days. For offline Spends following packs you can activate.
10x points on offline purchases. No cap on Points. (Rs. 299+GST)
2% additional CB (Minimum spend rs. 10000) upto Rs. 1000 in 30 days (Rs. 199+GST)
There are other packs also, you can check on their website.
SpiesCan'tCatchMe
TF Legend
Cheapest option is axis ace 2% and other expensive options are SC ultimate 3.33% Magnus, infinia, DCB.
If you want to redeem in airmiles then vistara infinite i guess 4.2%
If you want to redeem in airmiles then vistara infinite i guess 4.2%
for dmart, SC Manhattan 5% CB upto mly 500/-
(min swipe at pos to be 1000/- and max 3000/- per transaction, so split accordingly)
(min swipe at pos to be 1000/- and max 3000/- per transaction, so split accordingly)
krishc
TF Ace
yeah I use Sodexo
bugmenot
TF Legend
10 Reward Points per INR 100 retail spends done on International transactions, Grocery and Departmental stores.
MCC matters here a lot otherwise 1.25% (5 RP/₹100).
MCC matters here a lot otherwise 1.25% (5 RP/₹100).
krishc
TF Ace
that's why good only if ltf
paid is a strict no-no
drsel
TF Prestige
Not for offline.
3.75% statement credit is for online shopping, travel (airlines, hotels), international, restaurants
drsel
TF Prestige
How do I get AU Zenith lifetime free? I already have AU Lit
If it's limit is =>5l,ask for upgrade, your employer should be in their LTF list
codenerd
TF Ace
This sounds interesting. Can you please tell more about it
beingmohit
TF Premier
Axis Atlas - 4% miles (can go upto 7% if you consider the milestone benefits)
HDFC Infinia & DCB - 3.33% value back
SC Ultimate - 3.33% value back
Amex Plat Travel - Can give upto 7%
*DCB and Amex have very limited offline acceptance, especially in Tier2 and 3 cities
These are the best overall
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drsel
TF Prestige
I am a self employed professional.
AU Lit limit is exactly 5 lacs, but I want to keep AU Lit also.
Will AU give me Zenith as a 2nd lifetime free card?
How many cards per person does AU allow?
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Currently only 1 card is allowed. May be in near future they allow 2
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