Best Credit Card for Payzapp Wallet Load

[wiizzard]

What's the best credit card to Load Payzapp Wallet now ?

The only option I see that gives any rewards is Amazon Pay ICICI

Almost all other banks have either charges on wallet loads or no reward points on wallet load.

Look forward to suggestions from the community

 

[Dreamer]

Which card will be best for rewards rate wise for payzapp wallet load?

Idfc wealth debit/credit card
ICICI apay, coral, platinum
Axis burgundy/ magnus/ select
HSBC cashback
Amex plat travel
Hdfc platinum debit/ DCB credit card

 

[drsel]

I doubt any of these will give you profit after considering the wallet load charges and also transfer to bank charges which have changed recently

 

[sourpai]

Which card will be best for rewards rate wise for payzapp wallet load?

Idfc wealth debit/credit card
ICICI apay, coral, platinum
Axis burgundy/ magnus/ select
HSBC cashback
Amex plat travel
Hdfc platinum debit/ DCB credit card

No card from your list is useful except ICICI Apay which will give 1%

 

[MrMonkey]

You can buy Amazon Gift cards or shopping vouchers at some discount/cash points

I'm not able to either Amazon Gift card or shopping voucher. Wallet payment option is showing for non-Amazon gift cards

 

[KT Shanmuganathan]

I doubt any of these will give you profit after considering the wallet load charges and also transfer to bank charges which have changed recently

any one used like this.

Load wallet using Amazon pay credit card (1% rewards)

then transfer the amount to bank (Charges 1% + 18% GST)

in that case we have to pay only to 18% GST for 1% charges

my understanding is correct ? shall we do like that.

 

[sourpai]

any one used like this.

Load wallet using Amazon pay credit card (1% rewards)

then transfer the amount to bank (Charges 1% + 18% GST)

in that case we have to pay only to 18% GST for 1% charges

my understanding is correct ? shall we do like that.

Payzapp is now charging 1.77% on wallet loads using cc from 1st Aug.... on top of it, bank transfer charges are 1.18%. So take a call based on these numbers. It won't be profitable

 

[panu24]

any one used like this.

Load wallet using Amazon pay credit card (1% rewards)

then transfer the amount to bank (Charges 1% + 18% GST)

in that case we have to pay only to 18% GST for 1% charges

my understanding is correct ? shall we do like that.

Wallet load charges 1.5% + 18% gst on it

 

[drsel]

Which card will be best for rewards rate wise for payzapp wallet load?

Idfc wealth debit/credit card
ICICI apay, coral, platinum
Axis burgundy/ magnus/ select
HSBC cashback
Amex plat travel
Hdfc platinum debit/ DCB credit card

Payzapp is now charging 1.77% on wallet loads using cc from 1st Aug.... on top of it, bank transfer charges are 1.18%. So take a call based on these numbers. It won't be profitable

All these apps are in business to make money out of you. (Not for you).
they are not doing charity or social service

 

[KT Shanmuganathan]

All these apps are in business to make money out of you. (Not for you).
they are not doing charity or social service

yes, your right, from 1st Aug, they revised the charges,

Now, we loss 3% + 18% GST.

Like if we transfer 10,000, they will charge us Rs. 295. which is too costly...

 

[yusuf646]

yes, your right, from 1st Aug, they revised the charges,

Now, we loss 3% + 18% GST.

Like if we transfer 10,000, they will charge us Rs. 295. which is too costly...

You can use Slice Wallet. Load money using your Amazon Pay Card with a 2.05% fee, then transfer it to your bank for free. With a 1% cashback, your effective loss is only 1.05%, which is reasonable if you urgently need funds.