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Best Credit Card for Railway Ticket Booking - Query

Rohan

TF Premier
Hi community, I travel in train every 2 - 3 months in AC any tier (Based on available of seat). Tickets cost me around 1k to 3.5k depends on trips and trains. I want to save as much as I can on tickets if possible suggest any method to save on tickets. Also it's okay If I don't get any lounge access in credit card.

I only have groceries, shopping, utilities credit cards...
 
Last edited:
Hi community, I travel in train every 2 - 3 months in AC any tier (Based on available of seat). Tickets cost me around 1k to 3.5k depends on trips and trains. I want to save as much as I can on tickets if possible suggest any method to save on tickets. Also it's okay If I don't get any lounge access in credit card.

I only have groceries, shopping, utilities credit cards...
use HDFC swiggy cc via smartbuy
I got 5% online +5% HDFC smartbuy cashback total of 10% when I booked train tickets one month ago
I don't know whether they r still providing this or discont..

other cards to consider:

HDFC Millennia - 5%
HDFC diner black- 9%
SBI IRCTC Rupay platinum- 10% and 4% depending on the date of booking
 
10% to kafi acha discount hai bhai.
use HDFC swiggy cc via smartbuy
I got 5% online +5% HDFC smartbuy cashback total of 10% when I booked train tickets one month ago
I don't know whether they r still providing this or discont..

other cards to consider:
HDFC Millennia - 5%
HDFC diner black- 9%
SBI IRCTC Rupay platinum- 10% and 4% depending on the date of booking
 
I haven't personally tried both mmt and yatra since I usually book through tatkal. Checked in mmt and i can see GC option on payment screen.
No mmt voucher is not eligible for payment of train tickets , It just adds the amount in mmt wallet which can be used on buses and hotels .
 
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