Best Credit Card for School Fees Payment of ₹45,000

[b4bhar]

Hi guys,

What would be the best card for me to pay the school fees of 45k at one go as I get 5% discount if I pay the fees at one go compared to original 47.5k

Below are my cards.
1. Hdfc regalia - LTF
2. Hdfc tata neu infinity- LTF
3. Amex MRCC - chargeable/ waive off with 1.5L spends
4. Hsbc Live + - chargeable/ waive off with 2L spends. I only have around 1.2 to 1.3L spends here. 10k groceries/ month
5. Icici apay - ltf
6. Axis myzone and flipkart- LTF
7. Au LIT - LTF
8. IDFC WEALTH - LTF

I'm assuming tata neu infinity is my best as it gives 675 neu coins (1.5%). But the annual fee for hsbc card is 1179 which is higher that the 675 coins which tata card gives.

What are your thoughts here?

Thank you!

 

[hender]

Hi guys,

What would be the best card for me to pay the school fees of 45k at one go as I get 5% discount if I pay the fees at one go compared to original 47.5k

Below are my cards.
1. Hdfc regalia - LTF
2. Hdfc tata neu infinity- LTF
3. Amex MRCC - chargeable/ waive off with 1.5L spends
4. Hsbc Live + - chargeable/ waive off with 2L spends. I only have around 1.2 to 1.3L spends here. 10k groceries/ month
5. Icici apay - ltf
6. Axis myzone and flipkart- LTF
7. Au LIT - LTF
8. IDFC WEALTH - LTF

I'm assuming tata neu infinity is my best as it gives 675 neu coins (1.5%). But the annual fee for hsbc card is 1179 which is higher that the 675 coins which tata card gives.

What are your thoughts here?

Thank you!

My friend have to pay 60k, but school is only providing account No and IFSC code of Axis Bank, what could be option for him.
How you are paying - QR Scan , Swipe, Direct link ?

 

[b4bhar]

My friend have to pay 60k, but school is only providing account No and IFSC code of Axis Bank, what could be option for him.
How you are paying - QR Scan , Swipe, Direct link ?

That means they only accept account trasnfer. For me, they are accepting card swipe as well.

 

[manideep77]

If the school is providing any QR you can try with HDFC neu infinity for 1.5% coins back

 

[hender]

If the school is providing any QR you can try with HDFC neu infinity for 1.5% coins back

Just Bank Name: Axis Bank
A/C No
IFSC code

 

[hender]

For a better clarity, he shared me - attached image

 

[manideep77]

For a better clarity, he shared me - attached image

Then you can't do much, try to go to school and check if they have any POS machine

 

[b4bhar]

If the school is providing any QR you can try with HDFC neu infinity for 1.5% coins back

i think 500 is limit, right?

 

[hender]

Then you can't do much, try to go to school and check if they have any POS machine

Sure, I will share your suggestion.