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Best Credit Card for Utility Bill Payments

Hi, I did not understand how you are availing cashback on sbi card for utility payment via gift cards, can you explain? As I've sbicard and want to try it for utility if cashback gets applicable
You could search about it more in detail. Basically we purchase amazon pay gift cards from various platforms like park+, amazon which considers it has online purchase thus we will get 5% cashback and then we can add that voucher in amazon pay and pay the utility bill.
 
Amazon pay is simple and straightforward - Utility bill payments might give 2% cashback directly into amazon pay wallet.
Tata neu infinity is little complicated. base rewards for the new app first and then additional rewards for the card later. But not exactly sure how it works.
 
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