Best credit cards for taxes payment (like GST and income tax)?

[divyam_taparia]

With the recent devaluations to axis bank cards i'm in search of a new credit card for tax payments? I want to pay taxes using direct government websites and not gateways like phonepe etc
Also I have no included amex CC in discussion as I don't think they are accepted directly on government portals.

I have come across two which i found to be lucrative.

1. SBI vistara card - 4CV points per 200 spend (2%). Payments processing fee when using income tax website around .91% so effective reward rate of 1% in case ur able to extract 1:1 on miles.
2. HSBC Premier card- Redeemable at 4 transfer partners in 1:1 reward ratio. I would have gotten this but only catch is there's no branch in my city and you need to have a premier account with them.
3. Can someone suggest any better cards out there?

 

[Gaara]

Income tax payment using credit cards
[Income Tax Payment] Card which provide benefit on Tax Payment

 

[Pissant]

With the recent devaluations to axis bank cards i'm in search of a new credit card for tax payments? I want to pay taxes using direct government websites and not gateways like phonepe etc
Also I have no included amex CC in discussion as I don't think they are accepted directly on government portals.

I have come across two which i found to be lucrative.

1. SBI vistara card - 4CV points per 200 spend (2%). Payments processing fee when using income tax website around .91% so effective reward rate of 1% in case ur able to extract 1:1 on miles.
2. HSBC Premier card- Redeemable at 4 transfer partners in 1:1 reward ratio. I would have gotten this but only catch is there's no branch in my city and you need to have a premier account with them.
3. Can someone suggest any better cards out there?

Imagine paying taxes lol

 

[HumorSimpson]

With the recent devaluations to axis bank cards i'm in search of a new credit card for tax payments? I want to pay taxes using direct government websites and not gateways like phonepe etc
Also I have no included amex CC in discussion as I don't think they are accepted directly on government portals.

I have come across two which i found to be lucrative.

1. SBI vistara card - 4CV points per 200 spend (2%). Payments processing fee when using income tax website around .91% so effective reward rate of 1% in case ur able to extract 1:1 on miles.
2. HSBC Premier card- Redeemable at 4 transfer partners in 1:1 reward ratio. I would have gotten this but only catch is there's no branch in my city and you need to have a premier account with them.
3. Can someone suggest any better cards out there?

IDFC wealth cc. 1.5 % cashback till 30k and 2.5% later on. But refrain from using this for business purposes like GST to avoid cc blocking
.

 

[divyam_taparia]

IDFC wealth cc. 1.5 % cashback till 30k and 2.5% later on. But refrain from using this for business purposes like GST to avoid cc blocking
.

I agree with the gst part… i have to pay mostly for income taxes it looks a good option but idk i think they’ll remove it to deny government transactions

 

[HumorSimpson]

I agree with the gst part… i have to pay mostly for income taxes it looks a good option but idk i think they’ll remove it to deny government transactions

For the past 3 months , I have been paying advance taxes and it did reward me 10x. Many of us have been using it for the sole purpose of taxes.

 

[divyam_taparia]

For the past 3 months , I have been paying advance taxes and it did reward me 10x. Many of us have been using it for the sole purpose of taxes.

What are your thoughts on idfc vistara cards … looks to provide good value too

 

[HumorSimpson]

What are your thoughts on idfc vistara cards … looks to provide good value too

I am not into travel reward point cards as I am not a frequent traveler. More over many are complaining on the availability of seats in Vistara carrier.

Vistara: getting harder and harder to redeem award flights?

Is it just me or is it getting harder for everyone to redeem their award flights on Vistara (vouchers / CV points) When I joined a couple years ago: Economy almost always available if booked a few weeks in advance. Last year: Had to make a couple of compromises since the date I wanted was not...

www.technofino.in

 

[girish3456]

With the recent devaluations to axis bank cards i'm in search of a new credit card for tax payments? I want to pay taxes using direct government websites and not gateways like phonepe etc
Also I have no included amex CC in discussion as I don't think they are accepted directly on government portals.

I have come across two which i found to be lucrative.

1. SBI vistara card - 4CV points per 200 spend (2%). Payments processing fee when using income tax website around .91% so effective reward rate of 1% in case ur able to extract 1:1 on miles.
2. HSBC Premier card- Redeemable at 4 transfer partners in 1:1 reward ratio. I would have gotten this but only catch is there's no branch in my city and you need to have a premier account with them.
3. Can someone suggest any better cards out there?

Check for IDFC First Wealth credit card. It gives 3 reward points for every 100 rupees spent. However these government spends are not considered for 10x rewards though you pay 30,000 and above.

3 reward points for 100 rupees will be 75 paise for every 100 spent. I personally paid for tax payment last year and again will use it next month. Some thing is better than nothing that's what I feel where maximum banks are excluded all types of government payments from giving the reward points.

Note: No expiry for reward points & it's a LTF card. Also IDFC First Wealth card can also be applied as c2c

 

[sourpai]

Check for IDFC First Wealth credit card. It gives 3 reward points for every 100 rupees spent. However these government spends are not considered for 10x rewards though you pay 30,000 and above.

3 reward points for 100 rupees will be 75 paise for every 100 spent. I personally paid for tax payment last year and again will use it next month. Some thing is better than nothing that's what I feel where maximum banks are excluded all types of government payments from giving the reward points.

Note: No expiry for reward points & it's a LTF card. Also IDFC First Wealth card can also be applied as c2c

Please check some of the posts by members.

IDFC Wealth does give 10x on Govt payments. It is not excluded. 6X till 30K and 10X post 30K

 

[HumorSimpson]

Check for IDFC First Wealth credit card. It gives 3 reward points for every 100 rupees spent. However these government spends are not considered for 10x rewards though you pay 30,000 and above.

3 reward points for 100 rupees will be 75 paise for every 100 spent. I personally paid for tax payment last year and again will use it next month. Some thing is better than nothing that's what I feel where maximum banks are excluded all types of government payments from giving the reward points.

Note: No expiry for reward points & it's a LTF card. Also IDFC First Wealth card can also be applied as c2c

Nope. Tax payments gave me 10x.

 

[girish3456]

Nope. Tax payments gave me 10x.

Ohh is it. So might not noticed my reward points for last year payments.

 

[creditcardkakida]

Ultimate card was not suggested by anyone

 

[HumorSimpson]

Ultimate card was not suggested by anyone

Which one ?

 

[Dad0h0j0]

if you own a business account with HDFC bank they can provide you with BIZ CARD.

and their BizBlack Matel card gives 5x rewards for paying taxes. and GST. (but has joining and annual fee of 10k)

they have lower variants cards also which provide rewards and cashbacks for GST And it payment.

 

[Dad0h0j0]

if you own a business account with HDFC bank they can provide you with BIZ CARD.

and their BizBlack Matel card gives 5x rewards for paying taxes. and GST. (but has joining and annual fee of 10k)

they have lower variants cards also which provide rewards and cashbacks for GST And it payment.

you can learn more from these thread:

HDFC Bank Launch 4 New Business Credit Card

Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black) 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1) 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub...

www.technofino.in

 

[tekina]

Which one ?

Stanchart ultimate 3words

 

[HumorSimpson]

Stanchart ultimate 3words

Redemption options? Hardly any worthy vouchers .

 

[sid16]

For AT/GST/TDS/TCS etc in no specific order:
1. IDFCFirst Wealth
2. Kotak White Reserve
3. Kotak White
4. HDFC BizBlack

 

[creditcardkakida]

Which one ?

Here ultimate is noun(name: Standard Chartered Ultimate)... Not adjective