Best current account

[Akashgod]

I have icici and hdfc both near to our home. And also a premium account holder of both banks.
But when it comes to current account.. to get easy loans , OD facilities etc. Which would be best among the 2

 

[Kamal]

I have icici and hdfc both near to our home. And also a premium account holder of both banks.
But when it comes to current account.. to get easy loans , OD facilities etc. Which would be best among the 2

I will suggest hdfc current account.
They generally provide better pre approved loan based on turn over.
Both of them has cash pickup facilities for current account(depends on location).

Taking about government bank They are good in loan rates but they will offer very less amount of what you hold with them
(Talking about my experience with SBI My father have turn over of around 50LPA with SBI and they offered pre approved loan of 1.4 L (later converted to OD account )which is like joke to some one with such turn over .
While HDFC is offering loan of around 8L without any prior relationships with them.