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Very Strict Current Account Opening Process

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my mother had a current account with uco, on july we created one more individual current account with hdfc very easily, rm came to shop to get all the documents, it opened with in 1 day very easily.
 
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Let me clarify that account can be opened by signing the blank form and the bank executive will give false declarations & also submit fake proofs.....He told me that i need not worry, he will manage everything.....I wanted to open the account ethically and by giving correct information.
 
nh124001 said:
my mother had a current account with uco, on july we created one more individual current account with hdfc very easily, rm came to shop to get all the documents, it opened with in 1 day very easily.
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That is what i mentioned in OP that they insist on physical verification of commercial space...So yours is done properly...Unfortunately, i work from home office..Also not sure whether HDFC ask whether you already have CA or not....It was asked specifically in my case
 
Yes I wanted to open current account online. Tried online zero balance ca with almost every bank but can't able to open.
After all that lastly I have bob ca but their is many charges for every transaction like NEFT charges.
 
sunit123 said:
That is what i mentioned in OP that they insist on physical verification of commercial space...So yours is done properly...Unfortunately, i work from home office..Also not sure whether HDFC ask whether you already have CA or not....It was asked specifically in my case
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if your business doesn't involve large cash deposits, then you can also go for 2 savings account for online credits like SBi and HDFC both savings accounts will work fine i think
 
gauravbhati said:
Yes you can open current account for individuals without GST... my frnd is a freelancer and he has recently opened an current account without gst..
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yes. My HDFC RM offered me to open a current account on individual name without any GST or business proof.
 
imdjay said:
yes. My HDFC RM offered me to open a current account on individual name without any GST or business proof.
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yaa, my friend recently opened the account... although they demand high Initial funding, which he denied and then they agreed to open the a/c on the IF of 20k...
 
Dragon_slayer said:
I think it only works in case the yearly income is below 20L and the person dont deal with Indian companies.
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yaaa may be thats the catch.. but mostly individuals without gst are doing freelancing or owns small businesses which can be managed under the limits...
 
From my opinion HDFC is easy to open.
Recently I opened multiple current account for my friends they all are having CA with other bank and HDFC didn't refused to open
 
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