Very Strict Current Account Opening Process

[nh124001]

my mother had a current account with uco, on july we created one more individual current account with hdfc very easily, rm came to shop to get all the documents, it opened with in 1 day very easily.

 

[dhiraz]

You filled the form or bank executive....If bank executive then he might have given wrong declarations...Pls check my previous comment.

What Type Of Wrong Declaration.

I Also Received a 22 Pages PDF I Will Read Full PDF Now

 

[sunit123]

Let me clarify that account can be opened by signing the blank form and the bank executive will give false declarations & also submit fake proofs.....He told me that i need not worry, he will manage everything.....I wanted to open the account ethically and by giving correct information.

 

[sunit123]

What Type Of Wrong Declaration.

I Also Received a 22 Pages PDF I Will Read Full PDF Now

Request the bank to share filled application form

 

[sunit123]

my mother had a current account with uco, on july we created one more individual current account with hdfc very easily, rm came to shop to get all the documents, it opened with in 1 day very easily.

That is what i mentioned in OP that they insist on physical verification of commercial space...So yours is done properly...Unfortunately, i work from home office..Also not sure whether HDFC ask whether you already have CA or not....It was asked specifically in my case

 

[Ak Singh]

Yes I wanted to open current account online. Tried online zero balance ca with almost every bank but can't able to open.
After all that lastly I have bob ca but their is many charges for every transaction like NEFT charges.

 

[nh124001]

That is what i mentioned in OP that they insist on physical verification of commercial space...So yours is done properly...Unfortunately, i work from home office..Also not sure whether HDFC ask whether you already have CA or not....It was asked specifically in my case

if your business doesn't involve large cash deposits, then you can also go for 2 savings account for online credits like SBi and HDFC both savings accounts will work fine i think

 

[jmethew765]

Yes you can open current account for individuals without GST... my frnd is a freelancer and he has recently opened an current account without gst..

Oh great.... which bank ?

 

[imdjay]

Yes you can open current account for individuals without GST... my frnd is a freelancer and he has recently opened an current account without gst..

yes. My HDFC RM offered me to open a current account on individual name without any GST or business proof.

 

[beast_boy]

Yes you can open current account for individuals without GST... my frnd is a freelancer and he has recently opened an current account without gst..

Which bank bro ?

 

[Dragon_slayer]

Yes you can open current account for individuals without GST... my frnd is a freelancer and he has recently opened an current account without gst..

I think it only works in case the yearly income is below 20L and the person dont deal with Indian companies.

 

[gauravbhati]

Oh great.... which bank ?

Which bank bro ?

Axis and HDFC both...

 

[gauravbhati]

yes. My HDFC RM offered me to open a current account on individual name without any GST or business proof.

yaa, my friend recently opened the account... although they demand high Initial funding, which he denied and then they agreed to open the a/c on the IF of 20k...

 

[gauravbhati]

I think it only works in case the yearly income is below 20L and the person dont deal with Indian companies.

yaaa may be thats the catch.. but mostly individuals without gst are doing freelancing or owns small businesses which can be managed under the limits...

 

[MARUMUGANAINAR]

From my opinion HDFC is easy to open.
Recently I opened multiple current account for my friends they all are having CA with other bank and HDFC didn't refused to open

 

[quino]

Recently I opened multiple current account for my friends they all are having CA with other bank and HDFC didn't refused to open

how did HDFC know they had CA with other bank?