[Best Fuel Card] Indus Delight Debit Card - Problem With Point Redemption Value Fixed

[theda]

Indusind Delight debit card had problem while redeeming the point, where it gave only 0.5p per point. But now it has been fixed.
Point are now getting credited immediately to account with value of 1rs per point. Also the minimum point to redeem has been increased form 300 to 500.

Why Is It the Best Card For Fuel ?

• 5% cashback on fuel transaction
• Cashback at all fuel station on any POS machine
• No surcharge for fuel transaction
• Point get credited within two days of transaction.
• Debit card charges can be reversed by spending 25k within first 3 month/ anniversary month of card issuance (including credit card bill payment)
• Max cashback 750 per month
• Min transaction value for cashback - 100

Other Features Of The Card?

• 5% Cashback on Dining
• 5% Cashback on Entertainment
• 5% Cashback on OTT Subscription
• Buy One Get One Movie Ticket on Book My Show (1 per quarter)
• 20% discounts on Swiggy ( upto Rs.600 and max 3 transaction per month)
• 10% discount on Big Basket (Rs.150 per month)

Delights Debit Card with Delightful Deals and Discounts - IndusInd Bank

Maximise savings with IndusInd Bank's Delights Debit Card —enjoy 5% cashback on fuel, and discounts on dining, and entertainment, plus exclusive offers on movie tickets and food delivery.

www.indusind.com

Update:-

• 750 limit only for cashback of 5%. Bigbasket, Swiggy and Bookmyshow are instant discounts and not included in 750 cashback limit
• And the card is very good looking too. Very good quality plastic used 😀

 

[Ak Singh]

For Indus Delight dc fee reversal for new account holders is two options
1. Spend 25k within three months of ac opening.
2. Maintain MAB 25k for three subsequent months.
But for existing customers from 2nd year onwards...
There is only one option that is spend 25k within 3months of dc issuance date or anniversary date.
Maintaining 25k will not work for dc fee reversal.
Is this correct na? or my interpretation is wrong.

 

[Wealth is my birth right!]

What are possible reward redemption option!? Direct to bank account possible?

Anyone who use this DC pls comment
@TheGuy ur help appreciated

 

[JAM]

Direct to bank account is the only option. So far its been hassle free and takes a couple of minutes at most. Have been redeeming 500-1000 a month.

 

[Wealth is my birth right!]

Direct to bank account is the only option. So far its been hassle free and takes a couple of minutes at most. Have been redeeming 500-1000 a month.

Thanks
How to open the delight account
Did u opted online or to branch?
Hope you didn’t face any debit freeze issues post account opening

 

[Ak Singh]

Direct to bank account is the only option. So far its been hassle free and takes a couple of minutes at most. Have been redeeming 500-1000 a month.

Which type of transaction you are doing to redeeming 500-1000 apart from fuel spends?

 

[JAM]

Thanks
How to open the delight account
Did u opted online or to branch?
Hope you didn’t face any debit freeze issues post account opening

I got it done through the Branch which is literally below my house. I haven't faced any debit freeze issues.

Which type of transaction you are doing to redeeming 500-1000 apart from fuel spends?

Dining spends. I have the EazyDiner card but there are many restaurants which aren't on any app and happen to be a little expensive so 15-20k a month is possible which is why I currently have the Delights and World Delights also can pay through zomato/swiggy on restaurants since that too gives 5%.
Another 1k on OTT subscriptions all thanks to Netflix.
Just a week back EazyDiner has tied up with PVR Inox prior to that I'd use the card at the multiplexes as well.

 

[Wealth is my birth right!]

I got it done through the Branch which is literally below my house. I haven't faced any debit freeze issues.

Dining spends. I have the EazyDiner card but there are many restaurants which aren't on any app and happen to be a little expensive so 15-20k a month is possible which is why I currently have the Delights and World Delights also can pay through zomato/swiggy on restaurants since that too gives 5%.
Another 1k on OTT subscriptions all thanks to Netflix.
Just a week back EazyDiner has tied up with PVR Inox prior to that I'd use the card at the multiplexes as well.

Thats great about PVR
Btw do u have both delights i mean 499 and high end world in same account?
Will indusind permit both for same account

 

[JAM]

Thats great about PVR
Btw do u have both delights i mean 499 and high end world in same account?
Will indusind permit both for same account

Yes. I currently have and am using both. I assume since they allow me to have both its permitted ?

 

[Wealth is my birth right!]

Yes. I currently have and am using both. I assume since they allow me to have both its permitted ?

Yes with IndusInd multi dc possible only doubt i had is this delight cards nice return min 750 pm so thought they may restrict
One more thing can u help me with ur ground floor bank agent to open my online delight account
I am getting error since I have existing cust Id with them already

 

[JAM]

Yes with IndusInd multi dc possible only doubt i had is this delight cards nice return min 750 pm so thought they may restrict
One more thing can u help me with ur ground floor bank agent to open my online delight account
I am getting error since I have existing cust Id with them already

Sorry if I mispresented, have mentioned earlier on this thread, I don't have delights account. I have privilege account and both cards were available to apply for on the app.
The bank agents are useless.

 

[Wealth is my birth right!]

Sorry if I mispresented, have mentioned earlier on this thread, I don't have delights account. I have privilege account and both cards were available to apply for on the app.
The bank agents are useless.

Got it now
So i try privilege route thanks for your help 👍

 

[bhauka11]

Indusind Delight debit card had problem while redeeming the point, where it gave only 0.5p per point. But now it has been fixed.
Point are now getting credited immediately to account with value of 1rs per point. Also the minimum point to redeem has been increased form 300 to 500.

Why Is It the Best Card For Fuel ?

• 5% cashback on fuel transaction
• Cashback at all fuel station on any POS machine
• No surcharge for fuel transaction
• Point get credited within two days of transaction.
• Debit card charges can be reversed by spending 25k within first 3 month/ anniversary month of card issuance (including credit card bill payment)
• Max cashback 750 per month
• Min transaction value for cashback - 100

Other Features Of The Card?

• 5% Cashback on Dining
• 5% Cashback on Entertainment
• 5% Cashback on OTT Subscription
• Buy One Get One Movie Ticket on Book My Show (1 per quarter)
• 20% discounts on Swiggy ( upto Rs.600 and max 3 transaction per month)
• 10% discount on Big Basket (Rs.150 per month)

Delights Debit Card with Delightful Deals and Discounts - IndusInd Bank

Maximise savings with IndusInd Bank's Delights Debit Card —enjoy 5% cashback on fuel, and discounts on dining, and entertainment, plus exclusive offers on movie tickets and food delivery.

www.indusind.com

Update:-

• 750 limit only for cashback of 5%. Bigbasket, Swiggy and Bookmyshow are instant discounts and not included in 750 cashback limit
• And the card is very good looking too. Very good quality plastic used 😀

Can anyone please clarify my doubt..

I opened indus delite last week and have received the DC and I am planning to use primarily for fuel spends..

Do I have to physically swipe the card at fuel stations for cashback or I can use scan and pay option in Indusmobile app for cashback??

 

[Sahil_07]

Can anyone please clarify my doubt..

I opened indus delite last week and have received the DC and I am planning to use primarily for fuel spends..

Do I have to physically swipe the card at fuel stations for cashback or I can use scan and pay option in Indusmobile app for cashback??

Swipe at any petrol pump

 

[Wealth is my birth right!]

Can anyone please clarify my doubt..

I opened indus delite last week and have received the DC and I am planning to use primarily for fuel spends..

Do I have to physically swipe the card at fuel stations for cashback or I can use scan and pay option in Indusmobile app for cashback??

Use swipe for better tag of cashback
Good point about it u can use any pump iocl bpcl or shell as long as mcc matches

 

[anonymuos]

I want this Delights debit card due to 5% on fuel and 5% on dining MCCs but unfortunately due to Exclusive account, I can't open another lower variant account on which this DC is available. Any workarounds to that? Maybe I could open a joint account with my name as 2nd name?

Also, can anyone give me a list of IndusInd accounts on which this card can be issued? Especially I want to know what's the lowest variant on which this DC is possible, since I already have Exclusive account (where it can't be issued)

 

[Wealth is my birth right!]

I want this Delights debit card due to 5% on fuel and 5% on dining MCCs but unfortunately due to Exclusive account, I can't open another lower variant account on which this DC is available. Any workarounds to that? Maybe I could open a joint account with my name as 2nd name?

Also, can anyone give me a list of IndusInd accounts on which this card can be issued? Especially I want to know what's the lowest variant on which this DC is possible, since I already have Exclusive account (where it can't be issued)

Use spouse mob no and get delight account zero mab

 

[sourpai]

Delight zero MAB account is showing 500+GST as debit card fees. Is this correct? Read somewhere on this thread that fees is 99+GST

 

[Ak Singh]

Delight zero MAB account is showing 500+GST as debit card fees. Is this correct? Read somewhere on this thread that fees is 99+GST

Yes correct, delight dc charges is 500+18% GST equal to 590 p.a.

 

[bhauka11]

Use swipe for better tag of cashback
Good point about it u can use any pump iocl bpcl or shell as long as mcc matches

How much time does it take for cashback after transaction date?

 

[anonymuos]

So according to this: https://www.indusind.com/in/en/pers...bit-card/issuance-fee-reversal-offer-tnc.html under a limited period offer, Titanium Delights DC is free. So on this Delight 0 MAB account, can we get the fees reversed or do we need a higher variant account with higher MAB to get the fee reversed of this DC?