Best Joint Account for Married Couple

[skchamp]

Please recommend a joint account (with my wife). This account would be the primary account used by both for monthly day to day expenses.

Requirement:
- Low min. balance
- UPI for primary holder (bonus if 2nd holder can use UPI too but dont think its possible!)
- SMS alert to both mobile number
- 0 or minimal debit card charges
- movie ticket benefits (if possible)
- lounge access benefits (if possible)

Also, can I make CC payments via debit card/NB from a join account? Cards are in my name and I would be the non-primary account holder in the joint account.

 

[Pollex]

Bro..on serious note by revealing your net worth, you will create 100 of enemies for yourself and trust me no one in this world except your parents will be happy to know about your wealth.

Arey mai kya karu. Apne bapu pe lagaam lagane se aasaan hai Sbi k daftar mei jaake kaam karwa lu

 

[skchamp]

Update: Went for Indusind Partner account. Found it to be the only one suitable for requirements.

 

[newinnov]

Update: Went for Indusind Partner account. Found it to be the only one suitable for requirements.

O mab with initial funding? What was the requirements?

 

[skchamp]

O mab with initial funding? What was the requirements?

1 lakh amb

 

[TheTrickySid]

1 lakh amb

You could have went with HDFC Classic banking instead.
Indusind customer service is dumbass.

 

[Ak Singh]

You could have went with HDFC Classic banking instead.
Indusind customer service is dumbass.

True, I requested for sign update, but it has been more than 2 weeks but still not updated yet. Today I went branch they told me wait two more days it is under process. 😂😂

 

[TheTrickySid]

True, I requested for sign update, but it has been more than 2 weeks but still not updated yet. Today I went branch they told me wait two more days it is under process. 😂😂

Le me who has suffered for 6 months to get the address corrected.

 

[Ak Singh]

Le me who has suffered for 6 months to get the address corrected.

bhindi for a reason. yeh inka saand 🐂 pagal hai..

 

[newinnov]

1 lakh amb

Previously they used to provide amb waiver with some high initial funding, don't know about right now. Anyways good bank for most of the things, reps are also good. Just their system is outdated

 

[TheTrickySid]

Previously they used to provide amb waiver with some high initial funding, don't know about right now. Anyways good bank for most of the things, reps are also good. Just their system is outdated

The high initial funding offer was in 2022 May & Oct, it never appeared back.