Best Rupay Add-on card for wife

[CoolGeek]

******Update*******
I got IndusInd Platinum Rupay LTF credit card (add-on card) for my wife, and it worked for her UPI number too. It's a decent card with 0.7% return for UPI

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Hi Everyone,
I have a Tata Neu rupay card, which I use for UPI payments. My wife just started a company (and its not making any revenue), and she does not have any credit cards. She also spends on UPI when I am not there. Hdfc does not allow us to add Add-on card to her mobile UPI.
So I want to know the best Rupay credit card (with a good cashback rate) that I can apply in my name, and then I can apply for a free add-on card for my wife, which can be added to her mobile number UPI.

 

[CoolGeek]

1 you were looking for rupay card for upi .so hdfc comes 1st .

If u looking for reward card there are many in category.
U can check Some thread on best rupay card.

For first card - Hdfc account + high balance maintain= 100% pre approved cc in one quarter

So you mean to say, first get one card initially, and then look for a better reward based Rupay card?

 

[VasukiVasuki is verified member.]

So you mean to say, first get one card initially, and then look for a better reward based Rupay card?

Yes . If u maintain good & get 2 lakh limit in HFDC then all other card u will apply will have same limit around it .& Not 20-30 k .
.
Exception - Sbi

 

[VasukiVasuki is verified member.]

So you mean to say, first get one card initially, and then look for a better reward based Rupay card?

Thread 'How to get super premium cards ltf as a student 1O1' https://www.technofino.in/community...per-premium-cards-ltf-as-a-student-1o1.21725/

Read this thread

 

[4uziaul]

Can you let me know which Bob card worked for you? (add-on card different mobile number).

BOB Snapdeal

Different mobile number.

Different card number.

OTP comes to the add-on holder's number.

 

[CoolGeek]

BOB Snapdeal

Different mobile number.

Different card number.

OTP comes to the add-on holder's number.

Issue with BOB snapdeal is the 289 rupees annual fees (no waiver). So you need to be a heavy spender on UPI, to recover this. Any trick for waiver, or cover this?

 

[4uziaul]

Issue with BOB snapdeal is the 289 rupees annual fees (no waiver). So you need to be a heavy spender on UPI, to recover this. Any trick for waiver, or cover this?

You get ₹500 Snapdeal voucher.

 

[CoolGeek]

You get ₹500 Snapdeal voucher.

That is for the first year, but in subsequent years, there is no benefit...moreover, hardly anyone uses Snapdeal...

 

[Orio]

BOB Snapdeal

Different mobile number.

Different card number.

OTP comes to the add-on holder's number.

Can we use Kotak Rupay addon card on upi with add on member's mobile number?
OTP on add on card holder number - will it work in kotak as well?

 

[4uziaul]

Can we use Kotak Rupay addon card on upi with add on member's mobile number?
OTP on add on card holder number - will it work in kotak as well?

Sorry, no idea.

 

[CoolGeek]

Just to update everyone...I got IndusInd Platinum RUpay credit card (add-on card) for my wife, and it worked in her UPI number too. Its a decent card with 0.7% return for UPI.

 

[D₹V]

Just to update everyone...I got IndusInd Platinum RUpay credit card (add-on card) for my wife, and it worked in her UPI number too. Its a decent card with 0.7% return for UPI.

That's amazing, update in main thread too.

 

[Anon1]

Just to update everyone...I got IndusInd Platinum RUpay credit card (add-on card) for my wife, and it worked in her UPI number too. Its a decent card with 0.7% return for UPI.

What's the process to apply for addon in indusind app ? I didn't find the option in app please let me know what's the process to apply add on

 

[CoolGeek]

What's the process to apply for addon in indusind app ? I didn't find the option in app please let me know what's the process to apply add on

Do you have the IndusInd Rupay card? I think I applied through website, don't remember exactly.. You can ask customer care too

 

[Anon1]

Do you have the IndusInd Rupay card? I think I applied through website, don't remember exactly.. You can ask customer care too

Yes I have already indusind rupay card, need addon card for this.

 

[CoolGeek]

Yes I have already indusind rupay card, need addon card for this.

You can definitely get addon card.. Make sure you give the other persons mobile number in the application, then they can add it in their UPI app payment

 

[deburger]

******Update*******
I got IndusInd Platinum Rupay LTF credit card (add-on card) for my wife, and it worked for her UPI number too. It's a decent card with 0.7% return for UPI

-------------------
Hi Everyone,
I have a Tata Neu rupay card, which I use for UPI payments. My wife just started a company (and its not making any revenue), and she does not have any credit cards. She also spends on UPI when I am not there. Hdfc does not allow us to add Add-on card to her mobile UPI.
So I want to know the best Rupay credit card (with a good cashback rate) that I can apply in my name, and then I can apply for a free add-on card for my wife, which can be added to her mobile number UPI.

I have a similar scenario. Thanks for the summarised update

 

[sivaraaminfo]

@CoolGeek Thanks for the thread. I have the similar scenario. Can you give a feed back on the overall experience with UPI scanning in Add on, failure rates, rewards redemption etc. I am planning to apply based on your update.. TIA.

 

[CoolGeek]

@CoolGeek Thanks for the thread. I have the similar scenario. Can you give a feed back on the overall experience with UPI scanning in Add on, failure rates, rewards redemption etc. I am planning to apply based on your update.. TIA.

My wife is using IndusInd add-on card no issues till yet... I applied for Tata neu Hdfc card add-on, but somehow Hdfc haven't enabled secondary card on her mobile number (though she has a hdfc bank savings account & customer id already)....I raised request once, but then left it, since Tata neu anyways devalued UPI, so IndusInd is fine with me

 

[sivaraaminfo]

My wife is using IndusInd add-on card no issues till yet... I applied for Tata neu Hdfc card add-on, but somehow Hdfc haven't enabled secondary card on her mobile number (though she has a hdfc bank savings account & customer id already)....I raised request once, but then left it, since Tata neu anyways devalued UPI, so IndusInd is fine with me

Thanks for the response.

 

[jyothisthaliath]

What's the process to apply for addon in indusind app ? I didn't find the option in app please let me know what's the process to apply add on

I just found out today 😀 Here you go
Apply with this link : https://pay.indusind.com/addon/#/login