Best salary account for 1.3L monthly salary

[diptarkaroy]

Hello friends,

Seeking suggestion to get the best salary account for 1.3L monthly salary. Currently I hold ICICI salary account but they don’t give any additional privilege. The complimentary debit card doesn’t have any feature worth mentioning like lounge access or LTF credit cards.

Any suggestion is welcome!!!

 

[Akshay Ajmera]

You should have closed money back way back 😂
It's a clog in card upgradation.

Where are you opening new salary account

 

[Akshay Ajmera]

East or west hopeless is best
Get
Hdfc if your company has corporate tie up
Get regalia gold ltf

How, Even my company has tie up and they are not upgrading my card

 

[Vasuki]

How, Even my company has tie up and they are not upgrading my card

Which card u have

 

[Akshay Ajmera]

Which card u have

Regalia first
It's worst card as of today, with no airport lounge either domestic or international and poor reward points as well
Initially when I got this card, there were

I am having prime salary account as well, still m frustrated.

 

[Vasuki]

Regalia first
It's worst card as of today, with no airport lounge either domestic or international and poor reward points as well
Initially when I got this card, there were

I am having prime salary account as well, still m frustrated.

Limit ? ?

 

[sm9811911]

Infinia is invite only card so
Salary doesn't matter
Because for upgrade u need
8 lakh limit
+ Last 6 month heavy spending 4-6 lakh .


It might be written this much salary required but that never matters bcz bank don't give cc just on salary..
Definitely not INFINIA

Other eligibility is 10-11 lakh fd
Which translates to 8+ lakh cc limit

Let me try once more:
- Topic: Net salary.
- Not a topic: Infinia, credit limit, FD.
lol

 

[Akshay Ajmera]

Limit ? ?

5 lakh
Honestly now I have not used this card since more than a year.

 

[Vasuki]

5 lakh
Honestly now I have not used this card since more than a year.

Write to priority email for upgrade based on limit ..
They will say to spend ask how much..
Try it

 

[Akshay Ajmera]

Write to priority email for upgrade based on limit ..
They will say to spend ask how much..
Try it

I did,

Attached is response

 

[chnsrao123]

Where are you opening new salary account

Already opened in Axis bank with Priority account, they offered Axis select card along with Salary account

 

[WandereR]

hey offered Axis select card along with Salary account

LTF ? ?

 

[chnsrao123]

LTF ? ?

Yes LTF card

 

[WandereR]

Yes LTF card

Pls mention salary range also. <1.5L / <2L / >2L

 

[chnsrao123]

Pls mention salary range also. <1.5L / <2L / >2L

Priority account range is above 1l to 1.99.

Please check with bank manager while opening

 

[WandereR]

Priority account range is above 1l to 1.99.

Please check with bank manager while opening

Already have but refusing LTF cards, that's why I asked

 

[chnsrao123]

Already have but refusing LTF cards, that's why I asked

Call to customer care, they may give option

 

[vishalprasad]

@chnsrao123 What are the options if having salary=2 lakhs, you mentioned below 1.99 is priority. Also, can we upgrade existing axis savings to salary but employed not linked with Axis.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Open salary account in union bank and get select wellness debit card LTF. You can also apply for their select credit card which can be made LTF again!!

 

[vishalprasad]

@rodeoSRP ah at a glance, union bank salary account looks feature packed, but what about the customer service? I dont wanna visit the branch at all except some exceptional cases, can we do everything online here?

 

[Itachi_UchihaItachi_Uchiha is verified member.]

@rodeoSRP ah at a glance, union bank salary account looks feature packed, but what about the customer service? I dont wanna visit the branch at all except some exceptional cases, can we do everything online here?

It’s a PSU and hence we can’t expect service like private banks. It’s a gamble you have to play if you need good perks. I would suggest to have this as a salary account and have another private banking account for all other banking purposes.