Best Salary account for Net Salary > 7L / Per month

[Rishabh]

You would be surprised at how costly luxury living is in India.

It depends & varies for person to person the baseline of luxury. At this salary range, India is still very cheap to have decent luxury life 😛

 

[SHUB11]

There should be an upper cap on the salaries

 

[h2v]

As someone posted in this community, 5 crore TRV for HDFC infiniti account.

I was checking if I could avail this with just my salary account. It looks like no banks are interested - no reply from Axis Bank for their burgundy private, IDFC wants 1 Cr as the initial funding for their private offering. I convinced myself that this is not gonna happen and I stopped looking out only 🙁

 

[abhiaj_geek]

I was checking if I could avail this with just my salary account. It looks like no banks are interested - no reply from Axis Bank for their burgundy private, IDFC wants 1 Cr as the initial funding for their private offering. I convinced myself that this is not gonna happen and I stopped looking out only 🙁

So what are you going with?
Honestly there is nothing on the table with just salary at this point.

You have an infinia btw right? If not, you can go for hsbc premier account. Actually you can still go for hsbc premier account and cc. They give net 1.5% on rent.
So if rent is 10L pa, thats 15k pa in savings.

 

[quino]

They give net 1.5% on rent.
So if rent is 10L pa, thats 15k pa in savings.

how's that ?

 

[h2v]

So what are you going with?
Honestly there is nothing on the table with just salary at this point.

You have an infinia btw right? If not, you can go for hsbc premier account. Actually you can still go for hsbc premier account and cc. They give net 1.5% on rent.
So if rent is 10L pa, thats 15k pa in savings.

> So what are you going with?
Nothing. Decided to continue with Kotak Private only.

I used to have an HSBC account long back. Was not at all happy with their service.

 

[Prateek Rathor]

Please take HDFC Bank and negotiate for Infinia LTF 'beforehand'.
After you take the account, no one will give a damn.
Better show your payslip and ask for Infinia Reserve LTF. Let us know how it goes.

Legend, Brother. 😂👍🏻

 

[abhiaj_geek]

> So what are you going with?
Nothing. Decided to continue with Kotak Private only.

I used to have an HSBC account long back. Was not at all happy with their service.

Interesting. I thought hsbc is very good with their services and RMs

 

[h2v]

Interesting. I thought hsbc is very good with their services and RMs

Things might have improved now. However, when I was using it, their debit cards had 6-digit pins that wouldn't work on most ATMs, and I had to carry a security device to log in to their net banking. Their net banking site was prehistoric and their customer service was unimpressive.

 

[kuchbhikuchbhi is verified member.]

Things might have improved now. However, when I was using it, their debit cards had 6-digit pins that wouldn't work on most ATMs, and I had to carry a security device to log in to their net banking. Their net banking site was prehistoric and their customer service was unimpressive.

Infiniti Banking - Customised Wealth Management Solutions | HDFC Bank

Infiniti is an exclusive Invite Only Programme for High Networth individual customers. Infiniti Premier Banking offers customised Wealth Management Solutions.

www.hdfcbank.com

it also required 5cr+ trv
can just have a look

 

[abhiaj_geek]

I just saw Kotak privy league black mentions Taj Epicure as complimentary for corporate salary Kotak Privy League Black.

Criteria is > 5L net pm.

If that is the case, doesnt this become the best bank for salary >5 L net pm? Given at this salary, you can get any premium cc like Infinia or EPM without having salary accounts in hdfc or icici.

Privy League Programmes

www.kotak.com

Scroll down to see what I am saying