Best Savings account for 2 lac AMB/AQB

[R!ppEr]

Hey guys, can you please suggest the best Savings account for a 2 lac mab or aqb? Already have an axis priority account so anything apart from it would be helpful!
Thanks

 

[R!ppEr]

Go for it if you can
very good customer service

difficult to go for 3 man

 

[sxchzy]

difficult to go for 3 man

go for 1

 

[plastikman]

heard bad reviews about kotak on the forum itself

Privy League service is one notch above their regular service. There should be no complains. I have been their customer for last 5 years and donot have any major complaints. Rather I hear a lot of problems with HDFC and Axis.

 

[R!ppEr]

Privy League service is one notch above their regular service. There should be no complains. I have been their customer for last 5 years and donot have any major complaints. Rather I hear a lot of problems with HDFC and Axis.

Okay lemme check that ...hadn't given kotak even a look bcz of all the negative publicity here 😅

 

[mgforce]

I'll give you my honest view. In my family we have dealt with the top tier accounts of Axis , Kotak, ICICI and HDFC. More or less they are the same. ICICI services are slightly better but there offering aren't attractive.

I would suggest you to take a plunge and open an account in one of the banks. They are mostly same. If you are dissatisfied, then just change to another bank. You can also consider IDFC Wealth but they are a newer bank comparatively.

This is important since their service is highly dependent on staff and can vary from branch to branch.

Give them a chance to serve you and if you are dissatisfied then take your business away from them. All the best 👍

Across these 4 top banks, which one you find the best in terms of service/support?

 

[mgforce]

In my locality in central Mumbai,
ICICI : good service / poor offerings
HDFC : very rigid / keep spamming with useless offers
Axis : good online presence & products / no privileged branch level service
Kotak : services are fairly good / offerings not as good as axis but good branch support in terms of RM / BM.

Thanks, I am in Powai area

ICICI : same as you, except recent (WM) downgrade experience
HDFC : good Imperia RM, no sales spam etc
Axis : useless Burgundy RM

Kotak, didn't try as heard not so good things. Will explore them now

 

[plastikman]

Thanks, I am in Powai area

ICICI : same as you, except recent (WM) downgrade experience
HDFC : good Imperia RM, no sales spam etc
Axis : useless Burgundy RM

Kotak, didn't try as heard not so good things. Will explore them now

Nice, I'm somewhere nearby 😁

 

[kshitij_0]

If there is any HDFC bank branch recently opened in your area or proximity try visiting them, they will be waiting for targets to be achieved and they can provide additional benefits on request. But be ware they will also try to cross sell.

Yes Bank has come recently in my area. What can I ask from them which is worth asking? I don't have any relationships with them.

 

[ashwink]

Yes Bank has come recently in my area. What can I ask from them which is worth asking? I don't have any relationships with them.

Avoid 😂 .

 

[SSV]

Yes Bank has come recently in my area. What can I ask from them which is worth asking? I don't have any relationships with them.

Ask them how long they will be in business??

 

[plastikman]

Ask them how long they will be in business??

That sounds like a valid question considering their troubles 🤣

 

[SSV]

Yes Bank has come recently in my area

Very unfortuante.. Either you move away from your current place or don't go near 'the bank when you are commuting in your area..
Just because they come near to you, you don't need to go near them...

What can I ask from them which is worth asking

No need to talk to them, hence nothing is worth asking them...

I don't have any relationships with them

Good on you... Better to keep the status -quo....

Jokes aside,
In the finance world ... don't ever deal with any entity which was deeply troubled in the past or present.. These types of entities had proven that they were incapable of running a successful enterprise( whatever the reason is)... There is a more chance they would prove it again , Very rarely there are turn around stories in the market..
We have plenty of options out there... We need to deal with good money... Mental peace is more imortant than anything...
This is my general line of thinking...