Best savings account for investment

[vijaycard]

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

 

[Dr.AMAN]

IDFC is best. Smooth tech, high interest if u park large amount, IPO mandates work flawlessly. Their lowest variant is 10k MAB but everythimg else is free in it.

 

[Virtual King]

zero bal or Low MAB

Check out this thread Premium Bank accounts to collect (usually with 0mab).

Hope this helps. 🙂

 

[vijaycard]

IDFC is best. Smooth tech, high interest if u park large amount, IPO mandates work flawlessly. Their lowest variant is 10k MAB but everythimg else is free in it.

Thanku.. i afraid idfc may raise mab later as they make zero balance to minimum 10k,, what about kotak 811

 

[Dr.AMAN]

Thanku.. i afraid idfc may raise mab later as they make zero balance to minimum 10k,, what about kotak 811

They wont do that atleast for next 5-10yrs I feel. Like how HDFC has not raised it even after 2 decades. They had zero mab account only for their empanelled college students and some lucky people who were offered zero mab account if they already had IDFC CC. Otherwise the 10k account is their regular account. Cant say much about kotak 811. Never had any relationship with kotak bank. But once u start using IDFC app and account, all other bank accounts will start looking pale in comparisom to them. IDFC is like a fintech with banking license. Best tech and solid customer support if ever u need one. If u plan to open their 10k account dont go to their branch. They will force u to open only 25k account. Open it online.

 

[vijaycard]

They wont do that atleast for next 5-10yrs I feel. Like how HDFC has not raised it even after 2 decades. They had zero mab account only for their empanelled college students and some lucky people who were offered zero mab account if they already had IDFC CC. Otherwise the 10k account is their regular account. Cant say much about kotak 811. Never had any relationship with kotak bank. But once u start using IDFC app and account, all other bank accounts will start looking pale in comparisom to them. IDFC is like a fintech with banking license. Best tech and solid customer support if ever u need one. If u plan to open their 10k account dont go to their branch. They will force u to open only 25k account. Open it online.

Ok dr thanks a lot

 

[Virtual King]

for investment related activities like integration with zerodha kite,

My Personal Experience

Have an Imperia Account in HDFC which is linked to Zerodha Kite. Never faced any issues at all...! Always works smoothly in all my particular use cases - add funds, withdraw funds, IPO bids, buy shares, sell shares, etc.

As regards banking experience from HDFC, in my experience since June 2018, I have not faced any issues at all - no promo calls, no unsolicited messages, no mis-selling products, etc (neither from HDFC nor from any other bank). First RM was the BM and was good and very helpful in my case. New RM is also the BM and he too is good and helpful. Their banking app is also good with no prolonged noticeable glitches in my experience.
So, I have no complaints but only gratitude for the excellent services they have provided in the last more than 7 years till date.

Ergo, based on my personal experience, I do recommend HDFC bank for your desired requirements.

Hope this helps. 🙂

 

[Jatayu]

They had zero mab account only for some lucky people who were offered zero mab account if they already had IDFC CC.

Yeah, I got that offer in April this year. Immediately opened it and Idfc app is really good. Overall satisfied

 

[vijaycard]

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

 

[hender]

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

The tie up of zerodha with IDFC (3in1) is no longer exists , still you can consider IDFC.
Sip is with zerodha coin or somewhere else !!

 

[vijaycard]

The tie up of zerodha with IDFC (3in1) is no longer exists , still you can consider IDFC.
Sip is with zerodha coin or somewhere else !!

Coin and paytm money

 

[Chacha Chaudhary]

V

Thread 'Best savings account for investment'

Sep 12, 2025

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

• vijaycard
• account bank account best investment savings savings account zerodha
• Replies: 32
• Forum: Bank Account

Why u making so many threads for same thing

 

[IDontThinkSo]

@vaibhav111 Please merge this duplicate thread in

V

Thread 'Best savings account for investment'

Sep 12, 2025

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

• vijaycard
• account bank account best investment savings savings account zerodha
• Replies: 32
• Forum: Bank Account

 

[hender]

Coin and paytm money

Failure reason - in BOB and CBoi ?

 

[vijaycard]

V

Thread 'Best savings account for investment'

Sep 12, 2025

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

• vijaycard
• account bank account best investment savings savings account zerodha
• Replies: 32
• Forum: Bank Account

Why u making so many threads for same thing

Some one has advised in previous post to post in investment group..
How to delete or merge

 

[vaibhav111vaibhav111 is verified member.]

Some one has advised in previous post to post in investment group..
How to delete or merge

i have merged both the thread.

 

[vijaycard]

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

Hi friends any other suggestions which will be ideal for using with zerodha

 

[2025]

Hi friends any other suggestions which will be ideal for using with zerodha

Not particularly for zerodha integration. But overall I believe SBI would be a better option for reliability point of view.

 

[Kabir_1112]

Can consider Kotak or idfc. Easy to use internet and mobile banking. Both are good and works fine for Zerodha and sip

 

[fradela]

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc...
I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening..

IDfc vs Kotak 811 is ok?

Kotak 811 is better than IDFC.