For UPI rewards -
1) use Superpay app UPI (Chinta Money).
You will get Gold Cashback on UPI transaction + lottery offers available.
You will also get Gold cashback on all your card transactions too, if you allow access to your sms.
2) ICICI pockets app UPI, every month Free Rs250 Cashback (bank transferable)
1. Add money in pocket wallet UPI ID of minimum Rs. 3000 and get Rs. 50 cashback ( total 2 times)
you pockets wallet UPI ID is - Pockets.[youmobilenumber]@ICICI
for example - if your pockets register number is 99xxxxxxxx then send money to Pockets.99xxxxxxxx@ICICI
2. Send money from pockets upi linked bank account of Rs. 750+ and get Rs. 25 Cashback ( total 3 times )
3. Send money using pocket UPI of Rs. 750+ and get Rs. 25 cashback ( total 3 times )
Personally tried and got Rs. 250 cashback today.
If cashback not received for a transaction try next hour. 25 users will receive cashback per hour (I guess from previous experience)
3) Amazon currently offer 6% or 10% cashback on Amazon E-gift card purchase using Amazon UPI (i already post about this offer, check on credit card offer section).
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In terms of service -
1) Paytm UPI
and best bank for UPI transaction Paytm bank.
Success rate more than 99%+, if by chance transaction failure and money debited you will get refund within 2 days maximum, even you will get refund on holidays or midnight.
2) NSDL bank + linked with Amazon UPI
Sometimes NSDL bank is not working at night or midnight but day time always working perfectly and if by chance transaction failure and money debited, you will get refund within 2 days maximum.
Other UPI apps i rarely use -
GPay but i use @okICICI UPI handle, dnt use @okSBI UPI handle. you can change your UPI handle through GPay setting.
Imobile UPI app, Kotak 811 app UPI etc.