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Best usage of cred coins ??

Good day guys,

I have about 50 lakh cred coins , I know there is not much use of those coins . Still if anyone has identified any better usage of cred coins , kindly comment
Use them in cred store its amazing & you get awesome deals
Whatever deals they show on that store is directly available on the product at several places. They just show MRP as high. It's rare if there is a good deal like nutella (that stays out of stock now)
 
Cred mostly sells crap. They are selling a sticker that stops harmful radiation from your electronic devices 🤣🤣🤣🤣 They do sometimes have good deals on snacks/food items, but that's it.
Actually cred gives a great platform for startup as it charges them 0 for listing their products. Some products are good though but yeah very few startups have great products others are just bad
 
Don't understand why people use apps like cred over bank's native apps(other than rewards). I use ICICI once a month to schedule the NEFT payments to all my cards on respective due dates. Their official credit time is max 1 day. So no extra headache.
 
Don't understand why people use apps like cred over bank's native apps(other than rewards). I use ICICI once a month to schedule the NEFT payments to all my cards on respective due dates. Their official credit time is max 1 day. So no extra headache.
I used ICICI app to pay my 2 ICICI credit card bill for 5 years. It is quick and safe.

But since 2022, I just come to know about TechnoFino and other finance youtuber and started applying credit cards and use these apps for rewards on bill payment.

Other than rewards there is no other reason.
 
That's right, the bill has to be above 50k or the payment being made has to be above it. And, as per new regulations, any excess CC balance needs to be refunded by Bank within 1 week.
 
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